Clover Health Investments CLOV Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Operating margin | -4.4%-1.1pp | -3.3%+13.0pp | -16.3%— | —— | |
| Net margin | -4.4%-1.3pp | -3.1%+13.8pp | -16.9%— | —— | |
| EBITDA margin | -4.4%-1.1pp | -3.2%+12.9pp | -16.1%— | —— | |
| Returns | |||||
| Return on equity | -26.3%-12.6pp | -13.7%+52.6pp | -66.3%+9.8pp | -76.1%— | |
| Return on assets | -15.3%-7.8pp | -7.5%+23.5pp | -30.9%+7.7pp | -38.6%+57.9pp | |
| Return on invested capital | -44.6%-10.0pp | -34.6%+106pp | -141.1%-10.7pp | -130.4%— | |
| Efficiency | |||||
| Asset turnover | 3.4×+1.0× | 2.4×+0.6× | 1.8×— | —— | |
| Liquidity | |||||
| Current ratio | 1.5×-0.1× | 1.6×0.0× | 1.6×+0.2× | 1.4×-0.6× | |
| Quick ratio | 1.5×-0.1× | 1.6×0.0× | 1.6×+0.2× | 1.4×-0.6× | |
| Cash ratio | 0.4×-0.5× | 0.9×+0.2× | 0.7×+0.2× | 0.4×-0.4× | |
| Leverage | |||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Per Share | |||||
| Book value per share | $0.60-13.4% | $0.70+17.2% | $0.59-20.7% | $0.75-42.2% | |
| Valuation | |||||
| Market capitalization | $1.21B-23.1% | $1.58B+244% | $458.54M+3.2% | $444.21M-74.8% | |
| Enterprise value | $1.14B-17.9% | $1.39B+384% | $286.71M+8.7% | $263.85M-82.3% | |
| Price / sales | 0.6×-0.5× | 1.2×+0.8× | 0.4×— | —— | |
| Price / book | 3.9×-0.7× | 4.6×+3.0× | 1.6×+0.4× | 1.2×-2.0× | |
| EV / sales | 0.6×-0.4× | 1×+0.8× | 0.2×— | —— | |
| Earnings yield | -7%-4.3pp | -2.7%+43.8pp | -46.5%+29.9pp | -76.4%-43.0pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Clover Health Investments's ratios come from?
- Every ratio is computed from Clover Health Investments's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
