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FY'25FY'24FY'23FY'22
Profitability
Operating margin-4.4%-1.1pp-3.3%+13.0pp-16.3%
Net margin-4.4%-1.3pp-3.1%+13.8pp-16.9%
Returns
Return on equity-26.3%-12.6pp-13.7%+52.6pp-66.3%+9.8pp-76.1%
Return on invested capital-44.6%-10.0pp-34.6%+106pp-141.1%-10.7pp-130.4%
Efficiency
Asset turnover3.4×+1.0×2.4×+0.6×1.8×
Liquidity
Current ratio1.5×-0.1×1.6×0.0×1.6×+0.2×1.4×-0.6×
Leverage
Debt-to-equity0.0×0.0×0.0×0.0×
Per Share
Book value per share$0.60-13.4%$0.70+17.2%$0.59-20.7%$0.75-42.2%
Valuation
Market capitalization$1.21B-23.1%$1.58B+244%$458.54M+3.2%$444.21M-74.8%
Price / sales0.6×-0.5×1.2×+0.8×0.4×
Price / book3.9×-0.7×4.6×+3.0×1.6×+0.4×1.2×-2.0×

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Questions, answered.

Where do Clover Health Investments's ratios come from?
Every ratio is computed from Clover Health Investments's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.