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Catalyst Bancorp, Inc. CLST Amortization Of Prepayment Penalties On Debt Restructuring

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Other financials

Income statement

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Revenue$2.9M+7.2%
Net income$558.0K-4.8%
EPS (diluted)$0.15-6.3%

Balance sheet

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Cash & equivalents$38.5M-4.4%
Total debt$12.8M
Total equity$82.2M+2.0%
Total assets$288.5M+6.2%

Cash flow

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Operating cash flow$661.0K+54.8%
CapEx$4.0K-93.9%
Free cash flow$657.0K+82.0%

Valuation

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Market cap$66.9M+29.0%
Enterprise value$41.12M
P/E33.1×
P/S+1.5×

Profitability

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Net margin18.2%
FCF margin30.5%+5.4pp

Returns & leverage

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Return on equity2.5%
Debt / equity0.2×

Where this comes from

Reported directly by Catalyst Bancorp, Inc. in its filing.

Tagged under the XBRL concept clst:AmortizationOfPrepaymentPenaltiesOnDebtRestructuring.

The official record: Catalyst Bancorp, Inc.’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Catalyst Bancorp, Inc.'s amortization of prepayment penalties on debt restructuring?
Catalyst Bancorp, Inc. (CLST) reported amortization of prepayment penalties on debt restructuring of $27K in Q1 2026.
How has Catalyst Bancorp, Inc.'s amortization of prepayment penalties on debt restructuring changed year-over-year?
Catalyst Bancorp, Inc.'s amortization of prepayment penalties on debt restructuring decreased by 40.0% year-over-year, from $45K to $27K.
What is the long-term trend for Catalyst Bancorp, Inc.'s amortization of prepayment penalties on debt restructuring?
Over 4 years (2021 to 2025), Catalyst Bancorp, Inc.'s amortization of prepayment penalties on debt restructuring has grown at a -0.8% compound annual growth rate (CAGR), from $180K to $174K.
What does amortization of prepayment penalties on debt restructuring mean?
This represents the systematic recognition of income or expense related to prepayment penalties incurred during the restructuring of debt obligations. It reflects the accounting treatment of fees associated with early debt retirement or modification. This metric is used to understand the impact of balance sheet management and debt optimization strategies on operating cash flows.