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CNA Financial CNA Business Segments

FY'25FY'24FY'23FY'22
Non-insurance warranty revenue by Business
Commercial$6.5B+9.8%$5.92B+13.4%$5.22B+17.6%$4.44B+5.8%
Corporate & Other$74M-7.5%$80M+9.6%$73M+204%$24M+14.3%
International$1.47B+5.8%$1.39B+8.4%$1.28B+12.8%$1.13B+1.8%
Life & Group$1.34B-2.9%$1.38B+2.3%$1.35B+5.5%$1.28B-12.4%
Specialty$5.7B+1.8%$5.6B+2.0%$5.49B+5.4%$5.21B+4.1%
Operating Revenues by Business
Commercial$6.5B+9.8%$5.92B+13.4%$5.22B+17.6%$4.44B+5.8%
Corporate & Other$74M-7.5%$80M+9.6%$73M+204%$24M+14.3%
International$1.47B+5.8%$1.39B+8.4%$1.28B+12.8%$1.13B+1.8%
Life & Group$1.34B-2.9%$1.38B+2.3%$1.35B+5.5%$1.28B-12.4%
Specialty$5.7B+1.8%$5.6B+2.0%$5.49B+5.4%$5.21B+4.1%
Other revenues by Business
Commercial$32M+10.3%$29M0.0%$29M-3.3%$30M+30.4%
Corporate & Other$12M-7.7%$13M+18.2%$11M+83.3%$6M0.0%
International$0$0$0-100%$1M
Life & Group$0$0+100%-$1M0.0%-$1M
Specialty$2M0.0%$2M+100%$1M0.0%$1M0.0%
Income Tax Expense (Benefit) on Operating Income (Loss) by Business
Commercial$215M+14.4%$188M+8.0%$174M+42.6%$122M+18.4%
Corporate & Other-$72M-56.5%-$46M-9.5%-$42M+10.6%-$47M+2.1%
International$77M+75.0%$44M-8.3%$48M+153%$19M-32.1%
Life & Group-$34M-17.2%-$29M+31.0%-$42M+57.6%-$99M-296%
Specialty$173M-8.9%$190M-2.6%$195M+7.1%$182M-7.1%
Net Operating Income (Loss) From Continuing Operations Attributable to Parent by Business
Commercial$820M+16.8%$702M+7.7%$652M+39.9%$466M+18.3%
Corporate & Other-$278M-32.4%-$210M-21.4%-$173M+5.5%-$183M+10.3%
International$207M+35.3%$153M+5.5%$145M+36.8%$106M+23.3%
Life & Group-$44M-91.3%-$23M+55.8%-$52M+74.3%-$202M-260%
Specialty$637M-8.2%$694M-2.0%$708M+6.0%$668M-5.1%
Net investment income by Business
Commercial$775M+5.7%$733M+13.6%$645M+32.2%$488M-21.8%
Corporate & Other$62M-7.5%$67M+8.1%$62M+226%$19M+26.7%
International$156M+19.1%$131M+27.2%$103M+63.5%$63M+10.5%
Life & Group$914M-2.8%$940M+4.9%$896M+11.4%$804M-16.8%
Specialty$650M+3.8%$626M+12.2%$558M+29.5%$431M-13.3%
Reinsurance receivables by Business
Commercial$7.03B+22.2%$5.75B+22.2%$4.71B+19.9%$3.93B+11.1%
Corporate & Other$9.12B-0.5%$9.17B-3.4%$9.49B-4.3%$9.91B-3.6%
International$2.24B+10.2%$2.04B+12.5%$1.81B+18.8%$1.52B+11.5%
Life & Group$293M-16.3%$350M-10.7%$392M-72.2%$1.41B-12.6%
Specialty$6.92B+18.1%$5.86B+4.4%$5.61B-1.3%$5.69B+29.4%
Benefits, Losses and Expenses Excluding Pension Settlements by Business
Commercial$5.47B+8.7%$5.03B+14.4%$4.4B+14.1%$3.85B
Corporate & Other$424M+26.2%$336M+16.7%$288M+13.4%$254M
International$1.18B-0.6%$1.19B+9.6%$1.09B+7.6%$1.01B
Life & Group$1.42B-1.0%$1.43B-0.5%$1.44B-10.0%$1.6B
Specialty$4.89B+3.8%$4.71B+2.8%$4.59B+5.2%$4.36B
Claim and claim adjustment expenses by Business
Commercial$48B+10.8%$43.3B+10.4%$39.21B+7.5%$36.46B+5.0%
Corporate & Other$10.66B+1.7%$10.48B-1.9%$10.68B-2.7%$10.98B-1.6%
International$12.99B+13.6%$11.44B+10.3%$10.37B+11.6%$9.29B+4.4%
Life & Group$2.43B-5.9%$2.59B-4.8%$2.72B-76.8%$11.72B-2.6%
Specialty$30.83B+5.2%$29.29B+3.2%$28.38B+4.0%$27.29B+9.9%
Contract with Customer, Liability by Business
Commercial$0$0$0$0
Corporate & Other$0$0$0$0
International$0$0$0$0
Life & Group$0$0$0$0
Specialty$17.34B-5.7%$18.39B-2.6%$18.88B+1.6%$18.59B+7.0%
Future policy benefits by Business
Commercial$0$0$0$0
Corporate & Other$0$0$0$0
International$0$0$0$0
Life & Group$53.63B-0.6%$53.93B-0.6%$54.26B+15.9%$46.8B-18.7%
Specialty$0$0$0$0
Goodwill by Business
Commercial$0$0$0$0
Corporate & Other$0$0$0$0
International$122M+5.2%$116M+1.8%$114M+3.6%$110M-11.3%
Life & Group$0$0$0$0
Specialty$468M0.0%$468M0.0%$468M0.0%$468M0.0%
Insurance receivables by Business
Commercial$9.45B+7.0%$8.84B+14.7%$7.71B+16.4%$6.62B+15.3%
Corporate & Other$3M-25.0%$4M+300%$1M+133%-$3M-150%
International$1.78B+10.7%$1.61B+1.3%$1.58B+11.1%$1.43B+3.7%
Life & Group$6M-60.0%$15M-16.7%$18M-5.3%$19M0.0%
Specialty$4.04B-0.3%$4.05B-1.4%$4.11B-4.4%$4.3B-0.9%
Insurance related administrative expenses by Business
Commercial$676M+10.3%$613M-1.1%$620M+11.3%$557M+9.0%
Corporate & Other$2M$0-100%$2M-50.0%$4M-55.6%
International$171M-6.0%$182M+30.9%$139M-4.8%$146M+1.4%
Life & Group$121M+1.7%$119M+0.8%$118M0.0%$118M+14.6%
Specialty$380M+5.0%$362M-2.9%$373M+11.0%$336M+13.5%
Interest by Business
Commercial$0$0$0$0
Corporate & Other$135M+1.5%$133M+5.6%$126M+12.5%$112M
International$0$0$0$0
Life & Group$0$0$0$0
Specialty$0$0-100%$1M$0
Net earned premiums by Business
Commercial$5.7B+10.4%$5.16B+13.4%$4.55B+15.9%$3.92B+10.4%
Corporate & Other$0$0$0+100%-$1M
International$1.31B+4.4%$1.26B+6.8%$1.18B+9.9%$1.07B+1.2%
Life & Group$423M-3.2%$437M-3.1%$451M-4.7%$473M-3.7%
Specialty$3.47B+3.3%$3.36B+1.6%$3.31B+3.2%$3.2B+4.1%
Net written premiums by Business
Commercial$5.82B+6.4%$5.47B+12.1%$4.88B+16.4%$4.19B+16.6%
Corporate & Other$0$0$0+100%-$1M
International$1.35B+6.7%$1.26B+2.0%$1.24B+6.3%$1.16B+5.7%
Life & Group$419M-2.6%$430M-3.8%$447M-4.3%$467M-3.7%
Specialty$3.52B+2.0%$3.45B+3.5%$3.33B+0.7%$3.31B+2.5%
Non-insurance warranty expense by Business
Commercial$0$0$0$0
Corporate & Other$0$0$0$0
International$0$0$0$0
Life & Group$0$0$0$0
Specialty$1.53B-1.4%$1.55B+0.2%$1.54B+5.0%$1.47B+10.8%
Other expenses by Business
Commercial$44M+2.3%$43M+43.3%$30M-16.7%$36M-5.3%
Corporate & Other$86M-11.3%$97M
International-$13M-230%$10M+350%-$4M-115%$26M
Life & Group$3M+50.0%$2M+100%$1M-88.9%$9M-10.0%
Specialty$57M+3.6%$55M+5.8%$52M+2.0%$51M+8.5%
Policyholder Benefits and Claims Incurred, Net by Business
Commercial$3.87B+9.7%$3.53B+17.7%$3B+14.9%$2.61B+2.6%
Corporate & Other$201M+89.6%$106M+29.3%$82M+7.9%$76M-30.3%
International$765M+0.1%$764M+5.8%$722M+13.3%$637M-2.3%
Life & Group$1.29B-1.3%$1.31B-0.7%$1.32B-10.3%$1.47B+16.5%
Specialty$2.13B+6.6%$2B+4.1%$1.92B+4.6%$1.84B+2.9%
Policyholder Dividends, Expense by Business
Commercial$27M+8.0%$25M+19.0%$21M+10.5%$19M0.0%
Corporate & Other$0$0$0$0
International$0$0$0$0
Life & Group$0$0$0$0
Specialty$9M0.0%$9M+12.5%$8M+33.3%$6M+100%
Pretax (favorable) unfavorable premium development, excluding Life & Group by Business
Corporate & Other$134M+69.6%$79M+11.3%$71M+10.9%$64M+6.7%
International-$25M-317%-$6M-$13M-750%
Specialty$37M+511%-$9M+35.7%-$14M+65.0%-$40M+11.1%
Catastrophe losses by Business
Commercial$217M-31.8%$318M+53.6%$207M-6.8%$222M
International$23M-42.5%$40M+37.9%$29M+26.1%$23M
Specialty$0$0$0-100%$2M
Non-catastrophe net incurred claim and claim adjustment expenses related to current year by Business
Commercial$3.61B+12.1%$3.22B+14.9%$2.8B+15.8%$2.42B
International$767M+5.1%$730M+7.4%$680M+8.5%$627M
Specialty$2.1B+4.3%$2.01B+3.8%$1.94B+3.2%$1.88B
Pretax (Favorable) Unfavorable Net Prior Year Claim And Allocated Claim Adjustment Expense Reserve Development, Excluding Life & Group by Business
Specialty$37M+511%-$9M+35.7%-$14M+65.0%-$40M+11.1%
Revenue by Product
Canada$422M+5.2%$401M+4.7%$383M+4.6%$366M+6.4%
Construction$2.08B+4.7%$1.99B+18.7%$1.68B+18.1%$1.42B+7.5%
Europe$627M+5.7%$593M+11.5%$532M+14.2%$466M-1.5%
Hardy$418M+6.4%$393M+8.0%$364M+20.5%$302M+1.7%
Management & Professional Liability$3.1B+3.5%$3B+2.3%$2.93B+5.8%$2.77B-0.2%
Middle Markets$1.91B+7.7%$1.78B+4.7%$1.7B+10.7%$1.53B+1.6%
Other Commercial$1.87B+23.1%$1.52B+24.8%$1.22B+34.1%$907M+11.8%
Small Business$639M+0.3%$637M+1.0%$631M+8.6%$581M+4.1%
Surety$835M+6.4%$785M+7.4%$731M+12.1%$652M+7.9%
Warranty & Alternative Risks$1.76B-2.8%$1.82B-0.7%$1.83B+2.4%$1.79B+10.0%
Assumed by Product
Long-term care$40M-2.4%$41M-6.8%$44M-4.3%$46M-4.2%
Property and casualty$253M+0.4%$252M+13.0%$223M-3.5%$231M-3.8%
Assumed/ Net % by Product
Long-term care9.5%+0.1pp9.4%-0.4pp9.8%+0.1pp9.7%-0.1pp
Property and casualty2.4%-0.2pp2.6%+0.1pp2.5%-0.3pp2.8%-0.3pp
Ceded by Product
Long-term care$0$0$0$0
Property and casualty$4.75B-7.0%$5.11B+0.1%$5.1B-0.6%$5.13B+0.5%
Direct by Product
Long-term care$383M-3.3%$396M-2.7%$407M-4.7%$427M-3.6%
Property and casualty$14.97B+2.4%$14.63B+5.2%$13.91B+6.2%$13.1B+4.3%
Net earned premiums by Product
Long-term care$423M-3.2%$437M-3.1%$451M-4.7%$473M-3.7%
Property and casualty$10.48B+7.2%$9.77B+8.3%$9.03B+10.2%$8.19B+6.6%
Net written premiums by Product
Long-term care$419M-2.6%$430M-3.8%$447M-4.3%$467M-3.7%
Property and casualty$10.68B+5.0%$10.18B+7.7%$9.45B+9.1%$8.66B+9.4%
Assumed Premiums Written by Product
Longtermcare Insurance Product Line$40M-2.4%$41M-4.7%$43M-6.5%$46M-4.2%
Property Liability And Casualty Insurance$247M-3.9%$257M+17.4%$219M-6.8%$235M-7.8%
Ceded Premiums Written by Product
Longtermcare Insurance Product Line$0$0$0$0
Property Liability And Casualty Insurance$4.87B-6.4%$5.2B-1.3%$5.27B-2.7%$5.42B-1.2%
Direct Premiums Written by Product
Longtermcare Insurance Product Line$379M-2.6%$389M-3.7%$404M-4.0%$421M-3.7%
Property Liability And Casualty Insurance$15.3B+1.2%$15.12B+4.3%$14.5B+4.7%$13.84B+5.3%
Percentage Of Assumed Premium Written To Premium Written Net by Product
Longtermcare Insurance Product Line9.5%0.0pp9.5%-0.1pp9.6%-0.3pp9.9%0.0pp
Property Liability And Casualty Insurance2.3%-0.2pp2.5%+0.2pp2.3%-0.4pp2.7%-0.5pp

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Questions, answered.

How does CNA Financial break its business down?
CNA Financial (CNA) reports non-insurance warranty revenue by business across 5 parts — Commercial, Corporate & Other, International, Life & Group and Specialty. Each is extracted from the segment footnotes and tracked over time.
Where does CNA Financial's segment data come from?
Segment breakdowns are pulled from the segment footnotes in CNA Financial's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.