Capital One Financial (COF) Q4 and Annual 2025 Earnings
Capital One Financial reported Q4 2025 revenue of $15.6B, beat analyst consensus of $15.5B by $113.9M. Diluted EPS came in at $3.86, missed the $4.14 consensus by $0.28. Capital One Financial reports across 3 business segments, led by Credit Card, Consumer Banking, and Commercial Banking.
Financial Snapshot
Trailing eight quarters through Q4 2025
Q4 2025 Earnings FAQ
Common questions about Capital One Financial's Q4 2025 earnings report.
Capital One Financial (COF) reported Q4 2025 earnings on January 22, 2026 after market close.
Capital One Financial reported revenue of $15.6B and diluted EPS of $3.86 for Q4 2025.
Revenue beat the consensus estimate of $15.5B by $113.9M. EPS missed the consensus estimate of $4.14 by $0.28.
Capital One Financial reports across 3 business segments, led by Credit Card, Consumer Banking, and Commercial Banking. Segment-level financials are available on the company's metrics pages.
You can read the 8-K earnings release (0001193125-26-019444) and the 10-K periodic report (0000927628-26-000024) directly on SEC EDGAR. The filing index links above go to sec.gov.