Interest and fee income, loans and leases
Capital One Financial Interest and fee income, loans and leases decreased by 0.3% to $15.19B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 45.5%, from $10.43B to $15.19B. Over 4 years (FY 2021 to FY 2025), Interest and fee income, loans and leases shows an upward trend with a 21.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase suggests growth in the loan portfolio or higher interest rates/fees, while a decrease may indicate reduced lending activity or lower interest rate environments.
Detailed definition
This metric represents the total interest and fee revenue earned from a financial institution's credit card, loan, and l...
Peer comparison
Comparable to 'Interest Income' or 'Net Interest Income' reported by other major credit card issuers and commercial banks.
is_jpm_interest_income_loans_and_leasesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $5.75B | $6.21B | $6.45B | $6.37B | $6.61B | $7.58B | $8.36B | $8.72B | $9.06B | $9.70B | $9.93B | $9.92B | $9.99B | $10.55B | $10.43B | $10.16B | $12.45B | $15.23B | $15.19B |
| QoQ Change | — | +7.9% | +4.0% | -1.3% | +3.7% | +14.7% | +10.3% | +4.3% | +3.8% | +7.1% | +2.5% | -0.1% | +0.7% | +5.5% | -1.1% | -2.7% | +22.6% | +22.3% | -0.3% |
| YoY Change | — | — | — | — | +14.8% | +22.1% | +29.6% | +37.0% | +37.1% | +27.9% | +18.8% | +13.7% | +10.3% | +8.8% | +5.0% | +2.4% | +24.6% | +44.4% | +45.5% |
Interest and fee income, loans and leases at Other Companies
Frequently Asked Questions
- What is Capital One Financial's interest and fee income, loans and leases?
- Capital One Financial (COF) reported interest and fee income, loans and leases of $15.19B in Q4 2025.
- How has Capital One Financial's interest and fee income, loans and leases changed year-over-year?
- Capital One Financial's interest and fee income, loans and leases increased by 45.5% year-over-year, from $10.43B to $15.19B.
- What is the long-term trend for Capital One Financial's interest and fee income, loans and leases?
- Over 4 years (2021 to 2025), Capital One Financial's interest and fee income, loans and leases has grown at a 21.6% compound annual growth rate (CAGR), from $24.26B to $53.02B.
- What does interest and fee income, loans and leases mean?
- The total revenue earned from interest and fees on loans and credit products provided to customers.