Revenue

Interest and fee income, loans and leases

Morgan Stanley Interest and fee income, loans and leases decreased by 0.9% to $3.59B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 4.8%, from $3.43B to $3.59B. Over 4 years (FY 2021 to FY 2025), Interest and fee income, loans and leases shows an upward trend with a 35.0% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementIncome Statement
SectionRevenue
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2015
Last reportedQ3 2025

How to read this metric

An increase suggests growth in the loan portfolio or higher interest rates/fees, while a decrease may indicate reduced lending activity or lower interest rate environments.

Detailed definition

This metric represents the total interest and fee revenue earned from a financial institution's credit card, loan, and l...

Peer comparison

Comparable to 'Interest Income' or 'Net Interest Income' reported by other major credit card issuers and commercial banks.

Metric ID: is_jpm_interest_income_loans_and_leases

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$1.04B$1.06B$1.12B$1.16B$1.40B$1.91B$2.52B$2.82B$3.05B$3.24B$3.33B$3.31B$3.48B$3.56B$3.43B$3.33B$3.46B$3.62B$3.59B
QoQ Change+2.2%+5.2%+3.4%+21.3%+36.2%+31.9%+11.7%+8.2%+6.3%+2.8%-0.7%+5.4%+2.1%-3.7%-2.9%+4.1%+4.6%-0.9%
YoY Change+34.8%+79.7%+125.4%+143.5%+117.2%+69.4%+32.1%+17.4%+14.4%+9.9%+2.9%+0.6%-0.6%+1.8%+4.8%
Range$1.04B$3.62B
CAGR+31.7%
Avg YoY Growth+43.5%
Median YoY Growth+17.4%

Frequently Asked Questions

What is Morgan Stanley's interest and fee income, loans and leases?
Morgan Stanley (MS) reported interest and fee income, loans and leases of $3.59B in Q4 2025.
How has Morgan Stanley's interest and fee income, loans and leases changed year-over-year?
Morgan Stanley's interest and fee income, loans and leases increased by 4.8% year-over-year, from $3.43B to $3.59B.
What is the long-term trend for Morgan Stanley's interest and fee income, loans and leases?
Over 4 years (2021 to 2025), Morgan Stanley's interest and fee income, loans and leases has grown at a 35.0% compound annual growth rate (CAGR), from $4.21B to $14.00B.
What does interest and fee income, loans and leases mean?
The total revenue earned from interest and fees on loans and credit products provided to customers.