Discontinued — last reported Q2 '13
Occupancy and equipment
Capital One Financial Occupancy and equipment increased by 11.9% to $958.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 42.1%, from $674.00M to $958.00M. Over 4 years (FY 2021 to FY 2025), Occupancy and equipment shows an upward trend with a 12.1% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase may indicate expansion of the physical footprint or rising real estate costs, while a decrease suggests branch consolidation or a shift toward digital-first operations.
Detailed definition
This metric represents the recurring costs associated with maintaining physical branch networks, corporate office space,...
Peer comparison
Standard across all large financial institutions; peers often track this as a component of noninterest expense to measure operational leverage.
is_occupancy_and_equipmentHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $523.00M | $481.00M | $527.00M | $513.00M | $481.00M | $502.00M | $554.00M | $508.00M | $506.00M | $518.00M | $628.00M | $554.00M | $551.00M | $587.00M | $674.00M | $615.00M | $737.00M | $856.00M | $958.00M |
| QoQ Change | — | -8.0% | +9.6% | -2.7% | -6.2% | +4.4% | +10.4% | -8.3% | -0.4% | +2.4% | +21.2% | -11.8% | -0.5% | +6.5% | +14.8% | -8.8% | +19.8% | +16.1% | +11.9% |
| YoY Change | — | — | — | — | -8.0% | +4.4% | +5.1% | -1.0% | +5.2% | +3.2% | +13.4% | +9.1% | +8.9% | +13.3% | +7.3% | +11.0% | +33.8% | +45.8% | +42.1% |
Occupancy and equipment at Other Companies
Frequently Asked Questions
- What is Capital One Financial's occupancy and equipment?
- Capital One Financial (COF) reported occupancy and equipment of $958.00M in Q4 2025.
- How has Capital One Financial's occupancy and equipment changed year-over-year?
- Capital One Financial's occupancy and equipment increased by 42.1% year-over-year, from $674.00M to $958.00M.
- What is the long-term trend for Capital One Financial's occupancy and equipment?
- Over 4 years (2021 to 2025), Capital One Financial's occupancy and equipment has grown at a 12.1% compound annual growth rate (CAGR), from $2.00B to $3.17B.
- What does occupancy and equipment mean?
- The total cost of renting, maintaining, and equipping physical office and branch locations.