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Capital One Financial COF Net Interest Income (After Provisions)
Net Interest Income (After Provisions) at other companies
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Where this comes from
Reported directly by Capital One Financial in its filing.
Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.
The source filing: Capital One Financial’s 10-Q, filed July 28, 2026.
- Filed
- Jul 28, 2026, 5:08 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000927628-26-000089
| (Dollars in millions, except per share-related data) | Three Months Ended June 30, 2026 | Three Months Ended June 30, 2025 | Six Months Ended June 30, 2026 | Six Months Ended June 30, 2025 |
|---|---|---|---|---|
| Total interest expense | 4,011 | 3,833 | 8,097 | 7,238 |
| Net interest income | 12,374 | 9,995 | 24,519 | 18,008 |
| Provision for credit losses | 2,989 | 11,430 | 7,057 | 13,799 |
| Net interest income (loss) after provision for credit losses | 9,385 | (1,435) | 17,462 | 4,209 |
| Non-interest income: | ||||
| Discount and interchange fees, net | 2,256 | 1,478 | 4,220 | 2,701 |
| Service charges and other customer-related fees | 808 | 658 | 1,617 | 1,167 |
| Other | 412 | 361 | 725 | 616 |
Item 1. Financial Statements
FAQ
- What is Capital One Financial's net interest income (after provisions)?
- Capital One Financial (COF) reported net interest income (after provisions) of $9.39B in Q2 2026.
- How has Capital One Financial's net interest income (after provisions) changed year-over-year?
- Capital One Financial's net interest income (after provisions) increased by 754.0% year-over-year, from -$1.44B to $9.39B.
- What is the long-term trend for Capital One Financial's net interest income (after provisions)?
- Over 4 years (2021 to 2025), Capital One Financial's net interest income (after provisions) has grown at a -4.0% compound annual growth rate (CAGR), from $26.12B to $22.22B.
- What does net interest income (after provisions) mean?
- This metric is calculated as net interest income minus the provision for credit losses, representing the core profitability of the lending business after accounting for expected credit risk. It provides a clearer view of the net economic benefit derived from lending activities.
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