Non-Current Liabilities

Secured Debt

Capital One Financial Secured Debt decreased by 5.8% to $12.85B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 9.9%, from $14.26B to $12.85B. Over 5 years (FY 2020 to FY 2025), Secured Debt shows relatively stable performance with a 0.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Liabilities
CategoryLeverage
SignalLower is better
VolatilityStable
First reportedQ4 2014
Last reportedQ1 2026

How to read this metric

Higher levels of secured debt may indicate limited access to unsecured credit markets or a strategy to lower interest costs by pledging collateral.

Detailed definition

This refers to debt obligations backed by specific company assets pledged as collateral. In the event of default, credit...

Peer comparison

Commonly used by industrial companies to finance heavy equipment or large-scale infrastructure projects.

Metric ID: secured_debt

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$10.56B$12.64B$14.99B$13.74B$17.47B$15.93B$16.97B$17.81B$17.86B$17.42B$18.04B$17.66B$17.29B$15.88B$14.26B$11.72B$14.66B$13.64B$12.85B
QoQ Change+19.6%+18.7%-8.4%+27.1%-8.8%+6.6%+4.9%+0.3%-2.5%+3.6%-2.1%-2.1%-8.2%-10.2%-17.9%+25.1%-6.9%-5.8%
YoY Change+65.4%+26.0%+13.2%+29.6%+2.3%+9.4%+6.3%-0.9%-3.2%-8.8%-20.9%-33.7%-15.2%-14.1%-9.9%
Range$10.56B$18.04B
CAGR+4.5%
Avg YoY Growth+3.0%
Median YoY Growth-0.9%
Current Streak2 quarters decline

Frequently Asked Questions

What is Capital One Financial's secured debt?
Capital One Financial (COF) reported secured debt of $12.85B in Q4 2025.
How has Capital One Financial's secured debt changed year-over-year?
Capital One Financial's secured debt decreased by 9.9% year-over-year, from $14.26B to $12.85B.
What is the long-term trend for Capital One Financial's secured debt?
Over 5 years (2020 to 2025), Capital One Financial's secured debt has grown at a 0.7% compound annual growth rate (CAGR), from $12.41B to $12.85B.
What does secured debt mean?
Debt that is backed by specific assets the company owns.

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