Non-Current Liabilities
Secured Debt
Capital One Financial Secured Debt decreased by 12.2% to $11.28B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 3.7%, from $11.72B to $11.28B. Over 5 years (FY 2020 to FY 2025), Secured Debt shows relatively stable performance with a 0.7% CAGR.
Analysis
StatementBalance Sheet Statement
SectionNon-Current Liabilities
CategoryLeverage
SignalContext dependent
VolatilityModerate
First reportedQ4 2014
Last reportedQ1 2026May 7, 2026
How to read this metric
Higher levels of secured debt may indicate a strategy to lower funding costs, but it also encumbers assets that could otherwise be used for other purposes.
Detailed definition
Secured debt consists of borrowing obligations backed by specific assets pledged as collateral, such as mortgage-backed...
Peer comparison
The ratio of secured to unsecured debt varies by bank strategy and the specific asset classes being financed.
Metric ID:
secured_debtHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $10.56B | $12.64B | $14.99B | $13.74B | $17.47B | $15.93B | $16.97B | $17.81B | $17.86B | $17.42B | $18.04B | $17.66B | $17.29B | $15.88B | $14.26B | $11.72B | $14.66B | $13.64B | $12.85B | $11.28B |
| QoQ Change | — | +19.6% | +18.7% | -8.4% | +27.1% | -8.8% | +6.6% | +4.9% | +0.3% | -2.5% | +3.6% | -2.1% | -2.1% | -8.2% | -10.2% | -17.9% | +25.1% | -6.9% | -5.8% | -12.2% |
| YoY Change | — | — | — | — | +65.4% | +26.0% | +13.2% | +29.6% | +2.3% | +9.4% | +6.3% | -0.9% | -3.2% | -8.8% | -20.9% | -33.7% | -15.2% | -14.1% | -9.9% | -3.7% |
Range$10.56B – $18.04B
CAGR+1.4%
Avg YoY Growth+2.6%
Median YoY Growth-2.0%
Current Streak3 quarters decline
Secured Debt at Other Companies
Frequently Asked Questions
- What is Capital One Financial's secured debt?
- Capital One Financial (COF) reported secured debt of $11.28B in Q1 2026.
- How has Capital One Financial's secured debt changed year-over-year?
- Capital One Financial's secured debt decreased by 3.7% year-over-year, from $11.72B to $11.28B.
- What is the long-term trend for Capital One Financial's secured debt?
- Over 5 years (2020 to 2025), Capital One Financial's secured debt has grown at a 0.7% compound annual growth rate (CAGR), from $12.41B to $12.85B.
- What does secured debt mean?
- Debt that is backed by specific assets, meaning the lender can take those assets if the borrower fails to pay.