What is CareTrust's expected credit loss?

CareTrust (CTRE) reported expected credit loss of $0 in Q4 2025.

How has CareTrust's expected credit loss changed year-over-year?

CareTrust's expected credit loss decreased by 100.0% year-over-year, from $1.23M to $0.

What does expected credit loss mean?

Represents the net provision or reversal of expected credit losses recorded against the company's portfolio of mortgage and mezzanine loans. This metric reflects management's assessment of the credit risk and potential uncollectibility of interest and principal payments from borrowers.

CareTrust CTRE Expected credit loss

Expected credit loss at other companies

Freedom HoldingFRHC

$29.26M+26.2%

Freedom HoldingFRHC

$549K+50.8%

WelltowerWELL

$1.63M+181%

PNC Financial ServicesPNC

$188M-27.7%

Chicago Atlantic Real Estate FinanceREFI

$0—

Kinsale Capital GroupKNSL

-$27K-35.0%

Other financials

Income statement

See full

Revenue$142.8M+47.8%

Gross profit$49.7M—

Net income$80.2M+21.9%

EPS (diluted)$0.36+2.9%

Balance sheet

See full

Cash & equivalents$223.2M-64.7%

Total debt$894.6M+8.8%

Total equity$4.1B+41.1%

Total assets$5.2B+34.8%

Cash flow

See full

Operating cash flow$90.4M+26.6%

CapEx$440.3K—

Free cash flow$98.1M+60.6%

Valuation

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Market cap$8.76B+52.5%

Enterprise value$9.43B+59.4%

P/E26.1×-9.3×

P/S16.8×-0.6×

Profitability

See full

Gross margin100%—

Net margin64.1%+14.9pp

FCF margin82.3%-0.1pp

Returns & leverage

See full

Return on equity9.5%+2.4pp

Debt / equity0.2×-0.1×

Where this comes from

Reported directly by CareTrust in its filing.

Tagged under the XBRL concept ctre:LoanReceivableProvisionForLoanLossesNet.

The official record: CareTrust’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is CareTrust's expected credit loss?: CareTrust (CTRE) reported expected credit loss of $0 in Q4 2025.
How has CareTrust's expected credit loss changed year-over-year?: CareTrust's expected credit loss decreased by 100.0% year-over-year, from $1.23M to $0.
What does expected credit loss mean?: Represents the net provision or reversal of expected credit losses recorded against the company's portfolio of mortgage and mezzanine loans. This metric reflects management's assessment of the credit risk and potential uncollectibility of interest and principal payments from borrowers.