Other
Provision for Credit Losses
PNC Financial Services Provision for Credit Losses increased by 102.2% to $188M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 27.7%, from $260M to $188M. Over 3 years (FY 2021 to FY 2025), Provision for Credit Losses shows an upward trend with a -9.4% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementIncome Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2020
Last reportedQ1 2026May 5, 2026
How to read this metric
An increase suggests management expects higher future defaults or a worsening economic outlook.
Detailed definition
The expense recognized in the income statement to maintain the allowance for credit losses at a level deemed adequate to...
Peer comparison
A core metric for all banks under CECL or similar accounting standards.
Metric ID:
other_financing_receivable_excluding_accrued_interest_cr_cd5946Historical Data
18 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$221.75M | -$221.75M | -$221.75M | $241M | $380M | $229M | $189M | $153M | $221M | $147M | $204M | $235M | $155M | $260M | $171M | $136M | $93M | $188M |
| QoQ Change | — | +0.0% | +0.0% | +208.7% | +57.7% | -39.7% | -17.5% | -19.0% | +44.4% | -33.5% | +38.8% | +15.2% | -34.0% | +67.7% | -34.2% | -20.5% | -31.6% | +102.2% |
| YoY Change | — | — | — | +208.7% | +271.4% | — | — | -36.5% | -41.8% | -35.8% | +7.9% | +53.6% | -29.9% | +76.9% | -16.2% | -42.1% | -40.0% | -27.7% |
Range-$221.75M – $380M
CAGR-3.8%
Avg YoY Growth+26.8%
Median YoY Growth-27.7%
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is PNC Financial Services's provision for credit losses?
- PNC Financial Services (PNC) reported provision for credit losses of $188M in Q1 2026.
- How has PNC Financial Services's provision for credit losses changed year-over-year?
- PNC Financial Services's provision for credit losses decreased by 27.7% year-over-year, from $260M to $188M.
- What is the long-term trend for PNC Financial Services's provision for credit losses?
- Over 3 years (2021 to 2025), PNC Financial Services's provision for credit losses has grown at a -9.4% compound annual growth rate (CAGR), from -$887M to $660M.
- What does provision for credit losses mean?
- The amount set aside as an expense to cover expected future loan losses.