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Customers Bancorp CUBI Commercial lease depreciation

Commercial lease depreciation at other companies

Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$9.08M-23.0%
Banc of California logo
Banc of CaliforniaBANC
$5.3M-21.3%
First Citizens BancShares logo
First Citizens BancSharesFCNCA
$43M-2.3%
1st Source Corporation logo
1st Source CorporationSRCE
$454K-36.8%
Pathward Financial, Inc. logo
Pathward Financial, Inc.CASH
$0
PROG Holdings logo
PROG HoldingsPRG
$409.01M-11.2%

Other financials

Income statement

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Revenue$225.7M+57.9%
Net income$69.7M+439%
EPS (diluted)$1.97+579%

Balance sheet

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Cash & equivalents$4.8B+39.9%
Total debt$1.7B+31.6%
Total equity$2.1B+15.0%
Total assets$25.9B+15.4%

Cash flow

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Operating cash flow$35.1M-62.7%
CapEx$49.0K-92.9%
Free cash flow$35.0M-62.5%

Valuation

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Market cap$2.63B+50.3%
Enterprise value-$494.97M-29.9%
P/E9.4×-2.7×
P/S2.9×+0.3×

Profitability

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Net margin31.2%+9.8pp
FCF margin46.9%+9.0pp

Returns & leverage

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Return on equity14%+5.9pp
Debt / equity0.8×+0.1×

Where this comes from

Reported directly by Customers Bancorp in its filing.

Tagged under the XBRL concept cubi:OperatingLeasesCommercialLeaseDepreciation.

The official record: Customers Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Customers Bancorp's commercial lease depreciation?
Customers Bancorp (CUBI) reported commercial lease depreciation of $12.69M in Q1 2026.
How has Customers Bancorp's commercial lease depreciation changed year-over-year?
Customers Bancorp's commercial lease depreciation increased by 50.0% year-over-year, from $8.46M to $12.69M.
What is the long-term trend for Customers Bancorp's commercial lease depreciation?
Over 4 years (2021 to 2025), Customers Bancorp's commercial lease depreciation has grown at a 21.1% compound annual growth rate (CAGR), from $17.82M to $38.34M.
What does commercial lease depreciation mean?
Reflects the periodic allocation of the cost of tangible assets held under commercial lease agreements over their useful lives. This non-cash expense is specific to the bank's equipment leasing portfolio and indicates the capital intensity of its commercial lending operations.