What does malpractice loss contingency discount rate mean?

This represents the interest rate used to calculate the present value of estimated future liabilities related to medical malpractice claims. By discounting these long-term obligations, the company accounts for the time value of money in its insurance reserves. Changes in this rate can significantly impact the reported liability balance and the associated expense recognized in the financial statements.

Community Health Systems CYH Malpractice Loss Contingency Discount Rate

Malpractice Loss Contingency Discount Rate at other companies

ChubbCB

$386M+416%

The Hartford Financial Services GroupHIG

$0—

CorMedixCRMD

17%—

Reinsurance Group of AmericaRGA

21.4%+2.6pp

Principal Financial GroupPFG

5.2%+0.1pp

Principal Financial GroupPFG

5.6%+0.1pp

Other financials

Income statement

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Revenue$3.0B-6.1%

Gross profit$2.5B-5.5%

Operating income$281.0M-1.1%

Net income-$58.0M-346%

EPS (diluted)-$0.43-330%

Balance sheet

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Cash & equivalents$712.0M+65.2%

Total debt$11.0B-10.0%

Total equity-$1.5B+24.4%

Total assets$13.2B-5.1%

Cash flow

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Operating cash flow-$297.0M-348%

CapEx$76.0M-10.6%

Free cash flow-$373.0M-1,166%

Valuation

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Market cap$450.93M-2.9%

Enterprise value$10.7B-12.4%

P/E1×—

P/S0×0.0×

Profitability

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Gross margin85.2%+0.6pp

Operating margin12.1%+7.4pp

Net margin3.8%+2.5pp

FCF margin-1.6%-2.8pp

Returns & leverage

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Return on equity-43.9%—

Debt / equity11.5×—

Current ratio1.5×0.0×

Where this comes from

Reported directly by Community Health Systems in its filing.

Tagged under the XBRL concept us-gaap:MalpracticeLossContingencyDiscountRate.

The official record: Community Health Systems’s 10-K, filed February 19, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Community Health Systems's malpractice loss contingency discount rate?: Community Health Systems (CYH) reported malpractice loss contingency discount rate of 3.5% in Q4 2025.
What does malpractice loss contingency discount rate mean?: This represents the interest rate used to calculate the present value of estimated future liabilities related to medical malpractice claims. By discounting these long-term obligations, the company accounts for the time value of money in its insurance reserves. Changes in this rate can significantly impact the reported liability balance and the associated expense recognized in the financial statements.