The Hartford Financial Services Group HIG Professional liability — Amount of discount

Similar metrics at other companies

TRVGeneral Liability — Discount (Net of Reinsurance)

$121M-2.4%

WRBProfessional liability — Short-Duration Insurance Contract, Discounted Liability, Discount

0%—

AIGNet loss reserve discount

$1.27B+9.8%

TRVProperty Liability And Casualty Insurance — Discount included in reserves for long-term disability and annuity claim payments primarily arising from workers' compensation insurance and workers' compensation excess insurance policies

$1.03B-3.7%

CIADeferred Profit Liability — Liability For Future Policy Benefit, Current Discount Rate, Before Reinsurance

$66.98M+8.2%

TRVDiscount (Net of Reinsurance)

$996M-3.1%

Questions, answered.

What is The Hartford Financial Services Group's professional liability — amount of discount?

The Hartford Financial Services Group (HIG) reported professional liability — amount of discount of $0 in Q4 2025.

What does professional liability — amount of discount mean?

This represents the reduction in the nominal value of loss reserves to account for the time value of money, reflecting that claims will be paid out over a future period. By discounting these liabilities, the company recognizes the interest-earning potential of the assets backing these reserves. This metric is critical for understanding the economic reality of long-tail liability reserves.