American International Group Net loss reserve discount increased by 8.6% to $1.27B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 9.8%, from $1.16B to $1.27B. Over 4 years (FY 2020 to FY 2025), Net loss reserve discount shows an upward trend with a 12.8% CAGR.
Higher discount amounts reflect a longer expected payout duration for claims, which is common in long-tail business.
The reduction in the nominal value of loss reserves to reflect the time value of money, typically applied to long-tail i...
Used by insurers with significant long-tail business; peers disclose this in actuarial notes.
other_loss_reserve_discount| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $791.00M | $741.00M | $876.00M | $935.00M | $939.00M | $946.00M | $1.23B | $1.21B | $1.21B | $1.20B | $1.18B | $1.16B | $1.17B | $1.18B | $1.17B | $1.27B |
| QoQ Change | — | -6.3% | +18.2% | +6.7% | +0.4% | +0.7% | +30.3% | -1.7% | -0.2% | -0.6% | -2.2% | -1.4% | +0.6% | +0.8% | -0.3% | +8.6% |
| YoY Change | — | — | — | — | +18.7% | +27.7% | — | — | — | — | -4.7% | -4.4% | -3.6% | -2.2% | -0.3% | +9.8% |
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| United Kingdom | $1.21B | $1.20B | $1.18B | $1.16B | $1.17B | $1.18B | $1.17B | $1.27B |
| Total | $1.21B | $1.20B | $1.18B | $1.16B | $1.17B | $1.18B | $1.17B | $1.27B |