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Citizens Financial Services, Inc. CZFS Accumulated Other Comprehensive (Income) Loss, Defined Benefit Plan, after Tax

Accumulated Other Comprehensive (Income) Loss, Defined Benefit Plan, after Tax at other companies

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Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$297K-2.3%
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Other financials

Income statement

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Revenue$29.7M+8.8%
Net income$10.2M+20.4%
EPS (diluted)$2.12+20.5%

Balance sheet

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Cash & equivalents$39.4M-20.3%
Total debt$394.0M+25.8%
Total equity$352.8M+12.5%
Total assets$3.2B+7.6%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$287.0K-42.0%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$395.71M+57.0%
Enterprise value$750.3M+45.5%
P/E9.6×+1.7×
P/S3.4×+1.0×

Profitability

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Net margin34.8%+4.7pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.3%+1.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax.

The source filing: Citizens Financial Services, Inc.’s 10-K, filed March 12, 2026.

Filed
Mar 12, 2026, 6:04 AM EDT
Fiscal year
FY2025
Accession
0001140361-26-009103
Line item20252024
Net -of-tax amount(14,045)(26,564)
Unrealized loss on interest rate swap2,4864,236
Tax effect521889
Net -of-tax amount1,9653,347
Unrecognized pension costs(376)(385)
Tax effect7981
Net -of-tax amount(297)(304)
Total accumulated other comprehensive income$(12,377)$(23,521)

ITEM 8 - FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA.

FAQ

What is Citizens Financial Services, Inc.'s accumulated other comprehensive (income) loss, defined benefit plan, after tax?
Citizens Financial Services, Inc. (CZFS) reported accumulated other comprehensive (income) loss, defined benefit plan, after tax of $297K in Q4 2025.
How has Citizens Financial Services, Inc.'s accumulated other comprehensive (income) loss, defined benefit plan, after tax changed year-over-year?
Citizens Financial Services, Inc.'s accumulated other comprehensive (income) loss, defined benefit plan, after tax decreased by 2.3% year-over-year, from $304K to $297K.
What is the long-term trend for Citizens Financial Services, Inc.'s accumulated other comprehensive (income) loss, defined benefit plan, after tax?
Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s accumulated other comprehensive (income) loss, defined benefit plan, after tax has grown at a -38.8% compound annual growth rate (CAGR), from $3.46M to $297K.
What does accumulated other comprehensive (income) loss, defined benefit plan, after tax mean?
Accumulated Other Comprehensive (Income) Loss, Defined Benefit Plan, after Tax as reported by Citizens Financial Services, Inc. Common Stock.

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