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Citizens Financial Services, Inc. CZFS Debt And Capital Lease Obligations

Debt And Capital Lease Obligations at other companies

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$6.39B-4.8%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$394.02M+25.8%
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International PaperIP
$9.2B-7.1%
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Other financials

Income statement

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Revenue$29.7M+8.8%
Net income$10.2M+20.4%
EPS (diluted)$2.12+20.5%

Balance sheet

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Cash & equivalents$39.4M-20.3%
Total debt$394.0M+25.8%
Total equity$352.8M+12.5%
Total assets$3.2B+7.6%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$287.0K-42.0%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$395.71M+57.0%
Enterprise value$750.3M+45.5%
P/E9.6×+1.7×
P/S3.4×+1.0×

Profitability

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Net margin34.8%+4.7pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.3%+1.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:DebtAndCapitalLeaseObligations.

The source filing: Citizens Financial Services, Inc.’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 6:02 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031479

FAQ

What is Citizens Financial Services, Inc.'s debt and capital lease obligations?
Citizens Financial Services, Inc. (CZFS) reported debt and capital lease obligations of $394.02M in Q2 2026.
How has Citizens Financial Services, Inc.'s debt and capital lease obligations changed year-over-year?
Citizens Financial Services, Inc.'s debt and capital lease obligations increased by 25.8% year-over-year, from $313.22M to $394.02M.
What is the long-term trend for Citizens Financial Services, Inc.'s debt and capital lease obligations?
Over 5 years (2020 to 2025), Citizens Financial Services, Inc.'s debt and capital lease obligations has grown at a 28.4% compound annual growth rate (CAGR), from $88.84M to $309.45M.
What does debt and capital lease obligations mean?
Debt And Capital Lease Obligations as reported by Citizens Financial Services, Inc. Common Stock.

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