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No Related ALLL at other companies

Eagle Bancorp Montana logo
Eagle Bancorp MontanaEBMT
$2.85M+20.9%
Sachem Capital Corp. logo
Sachem Capital Corp.SACH
$60.3M
Wintrust Financial logo
Wintrust FinancialWTFC
$72.4M+33.8%
Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$26.24M+24.2%
Washington Trust Bancorp logo
Washington Trust BancorpWASH
$916K-84.0%
The Bancorp logo
The BancorpTBBK
$38.13M-13.1%

Other financials

Income statement

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Revenue$29.7M+8.8%
Net income$10.2M+20.4%
EPS (diluted)$2.12+20.5%

Balance sheet

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Cash & equivalents$39.4M-20.3%
Total debt$394.0M+25.8%
Total equity$352.8M+12.5%
Total assets$3.2B+7.6%

Cash flow

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Operating cash flow$18.0M+64.6%
CapEx$287.0K-42.0%
Free cash flow$17.9M+72.7%

Valuation

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Market cap$395.71M+43.5%
Enterprise value$750.3M+39.0%
P/E9.6×+0.9×
P/S3.4×+0.7×

Profitability

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Net margin34.8%+4.7pp
FCF margin37%+8.8pp

Returns & leverage

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Return on equity12.3%+1.8pp
Debt / equity1.1×+0.1×

Where this comes from

Reported directly by Citizens Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableNonaccrualNoAllowance.

The source filing: Citizens Financial Services, Inc.’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 6:02 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031479

FAQ

What is Citizens Financial Services, Inc.'s no related ALLL?
Citizens Financial Services, Inc. (CZFS) reported no related ALLL of $26.24M in Q2 2026.
How has Citizens Financial Services, Inc.'s no related ALLL changed year-over-year?
Citizens Financial Services, Inc.'s no related ALLL increased by 24.2% year-over-year, from $21.14M to $26.24M.
What is the long-term trend for Citizens Financial Services, Inc.'s no related ALLL?
Over 2 years (2023 to 2025), Citizens Financial Services, Inc.'s no related ALLL has grown at a 44.7% compound annual growth rate (CAGR), from $7.79M to $16.3M.
What does no related ALLL mean?
No Related ALLL as reported by Citizens Financial Services, Inc. Common Stock.

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