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Citizens & Northern CZNC Compensation and benefits

Compensation and benefits at other companies

Citizens Financial Services, Inc. logo
Citizens Financial Services, Inc.CZFS
$10.27M+3.0%
CNB Financial logo
CNB FinancialCCNE
$1.04M+60.6%
Capital City Bank Group logo
Capital City Bank GroupCCBG
$25.84M-2.5%
First Community Corporation logo
First Community CorporationFCCO
$9.51M+18.0%
Northwest Bancshares logo
Northwest BancsharesNWBI
$63.48M+15.0%
Greene County Bancorp logo
Greene County BancorpGCBC
$6.78M+9.5%

Segments

By segment

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Single Reportable$13.2M+19.2%

Other financials

Income statement

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Revenue$39.4M+34.6%
Net income$14.1M+130%
EPS (diluted)$0.79+97.5%

Balance sheet

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Cash & equivalents$82.5M-17.1%
Total debt$14.6M+2,647%
Total equity$346.1M+20.9%
Total assets$3.2B+20.7%

Cash flow

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Operating cash flow$15.4M+81.2%
CapEx$150.0K-69.1%
Free cash flow$15.3M+90.3%

Valuation

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Market cap$454.11M+56.0%
Enterprise value$386.22M+101%
P/E17.9×+7.1×
P/S3.2×+0.6×

Profitability

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Net margin17.8%-6.4pp
FCF margin31.4%+7.0pp

Returns & leverage

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Return on equity8%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Citizens & Northern in its filing.

Tagged under the XBRL concept us-gaap:SalariesWagesAndOfficersCompensation.

The source filing: Citizens & Northern’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:52 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092539
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Realized gains on available-for-sale debt securities, net10270
Total noninterest income9,8008,14217,99515,150
NONINTEREST EXPENSE
Salaries and employee benefits13,19711,06726,39822,826
Net occupancy and equipment expense1,7281,4033,6192,862
Data processing and telecommunications expense2,2491,9814,6984,052
Automated teller machine and interchange expense5354031,118790
Pennsylvania shares tax5874701,172966

Cover / Front Matter

FAQ

What is Citizens & Northern's compensation and benefits?
Citizens & Northern (CZNC) reported compensation and benefits of $13.2M in Q2 2026.
How has Citizens & Northern's compensation and benefits changed year-over-year?
Citizens & Northern's compensation and benefits increased by 19.2% year-over-year, from $11.07M to $13.2M.
What is the long-term trend for Citizens & Northern's compensation and benefits?
Over 4 years (2021 to 2025), Citizens & Northern's compensation and benefits has grown at a 6.0% compound annual growth rate (CAGR), from $37.6M to $47.39M.
What does compensation and benefits mean?
Total employee-related costs including salaries, wages, bonuses, commissions, stock-based compensation, health insurance, retirement contributions, and payroll taxes.

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