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Citizens & Northern CZNC Interest Expense
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Where this comes from
Reported directly by Citizens & Northern in its filing.
Tagged under the XBRL concept us-gaap:InterestExpenseOperating.
The source filing: Citizens & Northern’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 11:52 AM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001104659-26-092539
| Line item | Three Months Ended / June 30, 2026 | Three Months Ended / June 30, 2025 | Six Months Ended / June 30, 2026 | Six Months Ended / June 30, 2025 |
|---|---|---|---|---|
| Interest on long-term borrowings - FHLB advances | 1,423 | 1,674 | 2,869 | 3,463 |
| Interest on senior notes, net | 81 | 120 | 202 | 241 |
| Interest on subordinated debt, net | 287 | 233 | 520 | 465 |
| Total interest expense | 11,948 | 11,312 | 24,082 | 23,046 |
| Net interest income | 29,618 | 21,142 | 58,072 | 41,117 |
| (Credit) provision for credit losses | (1,846) | 2,354 | 11,756 | 2,590 |
| Net interest income after (credit) provision for credit losses | 31,464 | 18,788 | 46,316 | 38,527 |
| NONINTEREST INCOME |
Cover / Front Matter
FAQ
- What is Citizens & Northern's interest expense?
- Citizens & Northern (CZNC) reported interest expense of $11.95M in Q2 2026.
- How has Citizens & Northern's interest expense changed year-over-year?
- Citizens & Northern's interest expense increased by 5.6% year-over-year, from $11.31M to $11.95M.
- What is the long-term trend for Citizens & Northern's interest expense?
- Over 4 years (2021 to 2025), Citizens & Northern's interest expense has grown at a 63.9% compound annual growth rate (CAGR), from $6.56M to $47.36M.
- What does interest expense mean?
- Cost of borrowing — interest paid or accrued on bonds, bank loans, credit facilities, finance leases, and other debt obligations.
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