Can Dave, Inc. cover its short-term obligations?

Its current ratio is 3.86 — current assets exceed current liabilities.

Where does Dave, Inc.'s balance sheet data come from?

Every line is extracted from Dave, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Dave, Inc. DAVE Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Cash and cash equivalents	$133.33M+65.6%	$80.52M+61.4%	$49.89M-19.1%	$61.69M+31.2%	$47M-5.5%
Short-term investments	$42.6M+4.5%	$40.79M-2.5%	$41.85M+1.9%	$41.07M+0.2%	$40.98M+1.2%
Restricted cash	$1.84M0.0%	$1.84M0.0%	$1.84M0.0%	$1.84M+11.0%	$1.66M0.0%
Accounts receivable, net	$279.14M-6.1%	$297.31M+10.8%	$268.29M+18.9%	$225.66M+15.9%	$194.67M+10.7%
Prepaid expenses and other current assets	$24.55M+35.8%	$18.08M-30.3%	$25.95M+45.3%	$17.85M+11.3%	$16.04M-0.6%
Total current assets	$479.63M+9.8%	$436.7M+13.1%	$385.97M+11.4%	$346.37M+15.9%	$298.78M+5.8%
Property and equipment, net	$429K-9.5%	$474K-8.5%	$518K-12.4%	$591K-4.7%	$620K-11.9%
Operating lease right-of-use assets	$416K+113%	$195K-29.6%	$277K-22.2%	$356K-17.8%	$433K-14.6%
Intangible assets, net	$13.69M+0.2%	$13.67M-1.9%	$13.94M0.0%	$13.94M+2.1%	$13.65M+0.1%
Deferred tax assets	$34.16M-0.1%	$34.19M+12.9%	$30.28M—	——	$0—
Other non-current assets	$361K+1.1%	$357K-8.9%	$392K+1.0%	$388K+1.0%	$384K+1.1%
Total assets	$530.53M+8.8%	$487.42M+12.5%	$433.25M+19.2%	$363.56M+15.2%	$315.66M+5.5%
Accounts payable	$6.73M-19.4%	$8.36M+6.6%	$7.84M+1.4%	$7.73M+22.3%	$6.32M-6.6%
Accrued expenses	$9.37M+16.5%	$8.04M+61.2%	$4.99M+23.6%	$4.04M-1.0%	$4.08M-1.4%
Operating lease liabilities, current	$301K+378%	$63K-54.0%	$137K-34.8%	$210K-25.0%	$280K-20.0%
Income taxes payable	$11.76M+612%	$1.65M—	——	——	$4.68M—
Total current liabilities	$124.34M+9.1%	$114M+157%	$44.39M+21.9%	$36.41M+4.7%	$34.78M-0.8%
Operating lease liabilities, non-current	$124K-12.1%	$141K-10.8%	$158K-8.7%	$173K-8.5%	$189K-7.4%
Other non-current liabilities	$4.92M+10.0%	$4.48M-13.1%	$5.15M+41.4%	$3.64M+8.8%	$3.35M+10.3%
Total liabilities	$326.75M+143%	$134.69M-5.1%	$141.94M-3.1%	$146.49M+26.1%	$116.19M0.0%
Preferred stock	$0—	$0—	——	——	——
Additional paid-in capital	$334.3M-5.2%	$352.66M+2.0%	$345.77M+2.1%	$338.53M+2.6%	$329.83M-1.6%
Retained earnings	$101.35M+133%	$43.42M+293%	-$22.52M+80.3%	-$114.6M+7.3%	-$123.64M+18.9%
Accumulated other comprehensive income (loss)	$296K-20.9%	$374K+36.0%	$275K+184%	$97K-57.6%	$229K+3.6%
Treasury stock	$232.17M+431%	$43.73M+35.8%	$32.21M+363%	$6.96M0.0%	$6.96M—
Total stockholders' equity	$203.78M-42.2%	$352.73M+21.1%	$291.31M+34.2%	$217.07M+8.8%	$199.46M+8.9%
Total liabilities and stockholders' equity	$530.53M+8.8%	$487.42M+12.5%	$433.25M+19.2%	$363.56M+15.2%	$315.66M+5.5%
Available For Sale Securities Debt Securities Current	$42.6M+4.5%	$40.79M-2.5%	$41.85M+1.9%	$41.07M+0.2%	$40.98M+1.2%
Finance Receivables (Current)	$279.14M-6.1%	$297.31M+10.8%	$268.29M+18.9%	$225.66M+15.9%	$194.67M+10.7%
Deferred Tax Assets and Other Non-Current Assets	$361K+1.1%	$357K-8.9%	$392K+1.0%	$388K+1.0%	$384K+1.1%
Net Investment in Lease	$416K+113%	$195K-29.6%	$277K-22.2%	$356K-17.8%	$433K-14.6%
Deferred tax assets	$34.16M-0.1%	$34.19M+12.9%	$30.28M—	——	——
Intangible assets — net	$13.69M+0.2%	$13.67M-1.9%	$13.94M0.0%	$13.94M+2.1%	$13.65M+0.1%
Operating lease right-of-use assets	$416K+113%	$195K-29.6%	$277K-22.2%	$356K-17.8%	$433K-14.6%
Other non-current assets	$361K+1.1%	$357K-8.9%	$392K+1.0%	$388K+1.0%	$384K+1.1%
Operating Lease Right-of-Use Assets in Other Assets	$416K+113%	$195K-29.6%	$277K-22.2%	$356K-17.8%	$433K-14.6%
Software and Technology Licenses, Net	$361K+1.1%	$357K-8.9%	$392K+1.0%	$388K+1.0%	$384K+1.1%
Other Commercial Liabilities	$13.3M+1.9%	$13.05M-14.6%	$15.28M-11.0%	$17.17M+1.3%	$16.94M+1.4%
Accrued Income Taxes, Current	$11.76M+612%	$1.65M—	——	——	——
Accrued Liabilities, Current	$13.3M+1.9%	$13.05M-14.6%	$15.28M-11.0%	$17.17M+1.3%	$16.94M+1.4%
Revolving credit facility	$75M0.0%	$75M—	——	——	——
Other accrued liabilities	$9.37M+16.5%	$8.04M+61.2%	$4.99M+23.6%	$4.04M-1.0%	$4.08M-1.4%
Line of Credit Outstanding	$75M0.0%	$75M—	——	——	——
Convertible Debt (Non-Current)	$192.78M—	$0—	——	——	——
Total debt	$425K+108%	$204K-99.7%	$75.3M-0.1%	$75.38M-0.1%	$75.47M-0.1%
Preferred stock; $0.001 par value; 100 shares authorized; no shares issued and outstanding	$0—	$0—	——	——	——
Convertible debentures	$192.78M—	$0—	——	——	——
Warrant And Earnout Liabilities Noncurrent	$4.58M-71.5%	$16.08M-6.7%	$17.24M-44.9%	$31.27M+985%	$2.88M-1.6%

Chart any of these lines over time, or line them up against competitors.

Compare these in charts →

Questions, answered.

Can Dave, Inc. cover its short-term obligations?: Its current ratio is 3.86 — current assets exceed current liabilities.
Where does Dave, Inc.'s balance sheet data come from?: Every line is extracted from Dave, Inc.'s SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.