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Dave, Inc. DAVE Operating Lease ROU Assets

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Other financials

Income statement

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Revenue$170.8M+29.6%
Operating income-$3.0M
Net income$6.7M-26.0%
EPS (diluted)$0.49-21.0%

Balance sheet

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Cash & equivalents$209.6M+240%
Total debt$333.0K-99.6%
Total equity$207.9M-4.2%
Total assets$570.8M+57.0%

Cash flow

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Operating cash flow$68.4M+0.2%
CapEx$232.0K+82.7%
Free cash flow$68.1M+0.1%

Valuation

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Market cap$4.66B+78.1%
Enterprise value$4.45B+69.2%
P/E20.9×-26.5×
P/S7.2×+1.2×

Profitability

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Operating margin-4.2%
Net margin34.6%+21.9pp
FCF margin50.7%+6.4pp

Returns & leverage

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Return on equity104.8%+74.1pp
Debt / equity-0.3×
Current ratio4.2×-5.3×

Where this comes from

Reported directly by Dave, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OperatingLeaseRightOfUseAsset.

The source filing: Dave, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-335154
Line itemAs of June 30, 2026As of December 31, 2025
Prepaid expenses and other current assets23,75918,078
Total current assets519,100436,696
Property and equipment, net489474
Lease right-of-use assets (related-party of $324 and $195 as of June 30, 2026 and December 31, 2025, respectively)324195
Intangible assets, net14,20113,670
Restricted cash1,8411,841
Deferred tax assets, net34,46234,185
Other non-current assets364357

Item 1. Financial Statements

FAQ

What is Dave, Inc.'s operating lease ROU assets?
Dave, Inc. (DAVE) reported operating lease ROU assets of $324K in Q2 2026.
How has Dave, Inc.'s operating lease ROU assets changed year-over-year?
Dave, Inc.'s operating lease ROU assets decreased by 9.0% year-over-year, from $356K to $324K.
What is the long-term trend for Dave, Inc.'s operating lease ROU assets?
Over 4 years (2021 to 2025), Dave, Inc.'s operating lease ROU assets has grown at a -48.2% compound annual growth rate (CAGR), from $2.7M to $195K.
What does operating lease ROU assets mean?
Right-of-use assets representing the lessee's right to use leased property over the lease term under ASC 842 operating lease classification.

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