What is Dave, Inc.'s EV / EBITDA?

Dave, Inc. (DAVE) reported EV / EBITDA of 10× in Q1 2026.

How has Dave, Inc.'s EV / EBITDA changed year-over-year?

Dave, Inc.'s EV / EBITDA decreased by 35.7% year-over-year, from 15.5× to 10×.

What does EV / EBITDA mean?

Enterprise value (market cap plus total debt minus cash) at the quarter end divided by trailing-twelve-month EBITDA. A capital-structure-neutral valuation multiple.

Dave, Inc. DAVE EV / EBITDA

EV / EBITDA at other companies

JPMorgan ChaseJPM

6.1×+2.0×

Bank of AmericaBAC

4.2×+1.3×

Wells Fargo & CompanyWFC

4.1×-1.0×

PayPal Holdings, Inc.PYPL

4.2×-6.3×

SoFi Technologies, Inc.SOFI

8.8×+0.1×

Affirm Holdings, Inc.AFRM

30.4×-2,653×

Other financials

Income statement

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Revenue$158.4M+46.7%

Operating income-$3.0M—

Net income$57.9M+101%

EPS (diluted)$4.02+104%

Balance sheet

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Cash & equivalents$133.3M+184%

Total debt$425.0K-99.4%

Total equity$203.8M+2.2%

Total assets$530.5M+68.1%

Cash flow

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Operating cash flow$82.0M+81.3%

CapEx$19.0K-48.6%

Free cash flow$82.0M+81.4%

Valuation

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Market cap$4B+113%

Enterprise value$3.86B+95.8%

P/E17.8×-18.0×

P/S6.6×+1.7×

Profitability

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Operating margin-4.2%—

Net margin37.2%+23.5pp

FCF margin54%+14.2pp

Returns & leverage

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Return on equity111.6%+79.5pp

Debt / equity0×-0.4×

Current ratio3.9×-4.7×

Where this comes from

Calculated from Dave, Inc.’s reported figures.

enterprise value/ebitda=10×

Based on the most recent quarter.

The official record: Dave, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Dave, Inc.'s EV / EBITDA?: Dave, Inc. (DAVE) reported EV / EBITDA of 10× in Q1 2026.
How has Dave, Inc.'s EV / EBITDA changed year-over-year?: Dave, Inc.'s EV / EBITDA decreased by 35.7% year-over-year, from 15.5× to 10×.
What does EV / EBITDA mean?: Enterprise value (market cap plus total debt minus cash) at the quarter end divided by trailing-twelve-month EBITDA. A capital-structure-neutral valuation multiple.