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Dave, Inc. DAVE Technology & Infrastructure

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Other financials

Income statement

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Revenue$170.8M+29.6%
Operating income-$3.0M
Net income$6.7M-26.0%
EPS (diluted)$0.49-21.0%

Balance sheet

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Cash & equivalents$209.6M+240%
Total debt$333.0K-99.6%
Total equity$207.9M-4.2%
Total assets$570.8M+57.0%

Cash flow

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Operating cash flow$68.4M+0.2%
CapEx$232.0K+82.7%
Free cash flow$68.1M+0.1%

Valuation

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Market cap$5.47B+109%
Enterprise value$5.26B+100%
P/E24.6×-22.9×
P/S8.5×+2.5×

Profitability

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Operating margin-4.2%
Net margin34.6%+21.9pp
FCF margin50.7%+6.4pp

Returns & leverage

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Return on equity104.8%+74.1pp
Debt / equity-0.3×
Current ratio4.2×-5.3×

Where this comes from

Reported directly by Dave, Inc. in its filing.

Tagged under the XBRL concept dave:TechnologyAndInfrastructure.

The source filing: Dave, Inc.’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:16 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-335154
Line itemFor The Three Months Ended / June 30, 2026For The Three Months Ended / June 30, 2025For The Six Months Ended / June 30, 2026For The Six Months Ended / June 30, 2025
Financial network and transaction costs7,9677,22715,71914,266
Advertising and activation costs20,35815,45634,61827,386
Compensation and benefits35,73926,43063,32953,681
Technology and infrastructure3,8512,8947,2465,620
Other operating expenses11,5206,20321,22512,497
Total operating expenses118,55290,675217,400163,505
Other (income) expenses:
Interest income(1,328)(588)(2,152)(1,019)

Item 1. Financial Statements

FAQ

What is Dave, Inc.'s technology & infrastructure?
Dave, Inc. (DAVE) reported technology & infrastructure of $3.85M in Q2 2026.
How has Dave, Inc.'s technology & infrastructure changed year-over-year?
Dave, Inc.'s technology & infrastructure increased by 33.1% year-over-year, from $2.89M to $3.85M.
What is the long-term trend for Dave, Inc.'s technology & infrastructure?
Over 2 years (2023 to 2025), Dave, Inc.'s technology & infrastructure has grown at a 6.9% compound annual growth rate (CAGR), from $10.58M to $12.09M.
What does technology & infrastructure mean?
Technology And Infrastructure as reported by Dave Inc. Class A Common Stock.

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