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Dave, Inc. DAVE Processing And Servicing Costs

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Other financials

Income statement

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Revenue$158.4M+46.7%
Operating income-$3.0M
Net income$57.9M+101%
EPS (diluted)$4.02+104%

Balance sheet

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Cash & equivalents$133.3M+184%
Total debt$425.0K-99.4%
Total equity$203.8M+2.2%
Total assets$530.5M+68.1%

Cash flow

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Operating cash flow$82.0M+81.3%
CapEx$19.0K-48.6%
Free cash flow$82.0M+81.4%

Valuation

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Market cap$4.04B+113%

Profitability

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Operating margin-4.2%
Net margin37.2%+23.5pp
FCF margin54%+14.2pp

Returns & leverage

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Return on equity111.6%+79.5pp
Debt / equity-0.4×
Current ratio3.9×-4.7×

Where this comes from

Reported directly by Dave, Inc. in its filing.

Tagged under the XBRL concept dave:ProcessingAndServicingCosts.

The official record: Dave, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Dave, Inc.'s processing and servicing costs?
Dave, Inc. (DAVE) reported processing and servicing costs of $9.56M in Q1 2026.
How has Dave, Inc.'s processing and servicing costs changed year-over-year?
Dave, Inc.'s processing and servicing costs increased by 36.8% year-over-year, from $6.99M to $9.56M.
What is the long-term trend for Dave, Inc.'s processing and servicing costs?
Over 4 years (2021 to 2025), Dave, Inc.'s processing and servicing costs has grown at a 9.3% compound annual growth rate (CAGR), from $23.46M to $33.48M.
What does processing and servicing costs mean?
Represents the direct costs associated with the operational fulfillment of financial services, including customer support and transaction processing activities. This metric reflects the scalability of the company's service model as it manages user volume and account maintenance. Monitoring this helps assess the efficiency of the company's core operational infrastructure in supporting its user base.