What is Ginkgo Bioworks's gross loans?

Ginkgo Bioworks (DNA) reported gross loans of $500K in Q4 2025.

How has Ginkgo Bioworks's gross loans changed year-over-year?

Ginkgo Bioworks's gross loans decreased by 96.5% year-over-year, from $14.2M to $500K.

What does gross loans mean?

Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

Ginkgo Bioworks DNA Gross loans

Gross loans at other companies

Travel + LeisureTNL

$2.61B+1.1%

VontierVNT

$268.9M-3.0%

Peoples Financial ServicesPFIS

$4.19B+5.0%

MetroCity BanksharesMCBS

$3.97B+27.6%

CNB FinancialCCNE

$6.43B+39.6%

Enova InternationalENVA

$5.87B+28.5%

Segments

By segment

See full

Cell Engineering$9.7M-26.5%

Other financials

Income statement

See full

Revenue$19.5M-49.1%

Gross profit$16.4M-52.0%

Operating income-$71.4M+11.9%

Net income-$82.6M+9.2%

EPS (diluted)-$1.42+27.6%

Balance sheet

See full

Cash & equivalents$188.7M-46.9%

Total debt$410.7M-5.5%

Total equity$443.2M-31.6%

Total assets$1.0B-20.1%

Cash flow

See full

Operating cash flow-$46.7M+9.4%

CapEx$1.9M-74.6%

Free cash flow-$48.6M+17.8%

Valuation

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Market cap$625.16M+24.6%

Enterprise value$847.19M+45.9%

P/S4.4×+2.2×

Profitability

See full

Operating margin-210.7%+7.6pp

Net margin-215.4%+8.3pp

FCF margin-119%-21.2pp

Returns & leverage

See full

Return on equity-55.8%-1.8pp

Debt / equity0.9×+0.3×

Current ratio5.2×+0.3×

Where this comes from

Reported directly by Ginkgo Bioworks in its filing.

Tagged under the XBRL concept us-gaap:LoansReceivableFairValueDisclosure.

The official record: Ginkgo Bioworks’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ginkgo Bioworks's gross loans?: Ginkgo Bioworks (DNA) reported gross loans of $500K in Q4 2025.
How has Ginkgo Bioworks's gross loans changed year-over-year?: Ginkgo Bioworks's gross loans decreased by 96.5% year-over-year, from $14.2M to $500K.
What does gross loans mean?: Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.