What is Enova International's gross loans?

Enova International (ENVA) reported gross loans of $5.87B in Q1 2026.

How has Enova International's gross loans changed year-over-year?

Enova International's gross loans increased by 28.5% year-over-year, from $4.57B to $5.87B.

What is the long-term trend for Enova International's gross loans?

Over 5 years (2020 to 2025), Enova International's gross loans has grown at a 34.5% compound annual growth rate (CAGR), from $1.24B to $5.47B.

What does gross loans mean?

Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

Enova International ENVA Gross loans

Gross loans at other companies

Credit AcceptanceCACC

$7.96B-0.3%

SoFi Technologies, Inc.SOFI

$1.38B+6.5%

International BancsharesIBOC

$9.65B+6.3%

Western Alliance BancorporationWAL

$59.14B+8.0%

Valley National BankVLY

$50.83B+4.5%

HOM

Home BancSharesHOMB

$15.63B+4.6%

Other financials

Income statement

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Revenue$875.1M+17.4%

Gross profit$529.0M+24.1%

Operating income$207.1M+20.5%

Net income$91.1M+24.9%

EPS (diluted)$3.46+28.6%

Balance sheet

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Cash & equivalents$96.1M+73.2%

Total debt$4.9B+28.4%

Total equity$1.4B+17.1%

Total assets$6.9B+26.0%

Cash flow

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Operating cash flow$474.5M+21.3%

CapEx$10.8M-16.5%

Free cash flow$463.8M+22.6%

Valuation

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Market cap$5.04B+36.4%

Profitability

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Gross margin58.9%+1.3pp

Operating margin23.6%+1.2pp

Net margin10%+1.6pp

FCF margin56.6%+1.6pp

Returns & leverage

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Return on equity25.1%+5.2pp

Debt / equity3.5×+0.3×

Where this comes from

Reported directly by Enova International in its filing.

Tagged under the XBRL concept us-gaap:LoansReceivableFairValueDisclosure.

The official record: Enova International’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Enova International's gross loans?: Enova International (ENVA) reported gross loans of $5.87B in Q1 2026.
How has Enova International's gross loans changed year-over-year?: Enova International's gross loans increased by 28.5% year-over-year, from $4.57B to $5.87B.
What is the long-term trend for Enova International's gross loans?: Over 5 years (2020 to 2025), Enova International's gross loans has grown at a 34.5% compound annual growth rate (CAGR), from $1.24B to $5.47B.
What does gross loans mean?: Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.