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Gross loans at other companies

World Acceptance logo
World AcceptanceWRLD
$844.72M+1.9%
Regional Management Corporation logo
Regional Management CorporationRM
$1.83B+11.5%
Upstart Holdings, Inc. logo
Upstart Holdings, Inc.UPST
$1.01B+24.5%
First Bancorp logo
First BancorpFBNC
$8.99B+9.3%
Primis Financial Corp. logo
Primis Financial Corp.FRST
$3.42B+10.9%
Navient logo
NavientNAVI
$43.59B-6.4%

Other financials

Income statement

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Revenue$928.9M+21.6%
Gross profit$568.1M+28.7%
Operating income$237.1M+28.8%
Net income$105.1M+38.0%
EPS (diluted)$4.00+39.9%

Balance sheet

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Cash & equivalents$122.2M+120%
Total debt$5.0B+26.3%
Total equity$1.5B+21.8%
Total assets$7.2B+26.2%

Cash flow

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Operating cash flow$544.0M+21.6%
CapEx$12.6M+12.4%
Free cash flow$531.4M+21.8%

Valuation

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Market cap$6.37B+144%
Enterprise value$11.3B+72.5%
P/E17.9×+7.7×
P/S1.9×+1.0×

Profitability

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Gross margin59.8%+2.4pp
Operating margin24%+1.3pp
Net margin10.3%+1.6pp
FCF margin56.7%+1.3pp

Returns & leverage

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Return on equity26.1%+4.5pp
Debt / equity3.4×+0.1×

Where this comes from

Reported directly by Enova International in its filing.

Tagged under the XBRL concept us-gaap:LoansReceivableFairValueDisclosure.

The source filing: Enova International’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 5:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-314590
Line itemJune 30, 2026June 30, 2025December 31, 2025
Assets
Cash and cash equivalents(1)$122,226$55,560$71,709
Restricted cash(1)342,986323,883336,154
Loans and finance receivables at fair value(1)6,172,7644,773,3155,471,544
Income taxes receivable32,04535,58640,901
Other receivables and prepaid expenses(1)81,22578,04580,870
Property and equipment, net140,251127,686132,566
Operating lease right-of-use assets15,35217,78116,549

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Enova International's gross loans?
Enova International (ENVA) reported gross loans of $6.17B in Q2 2026.
How has Enova International's gross loans changed year-over-year?
Enova International's gross loans increased by 29.3% year-over-year, from $4.77B to $6.17B.
What is the long-term trend for Enova International's gross loans?
Over 5 years (2020 to 2025), Enova International's gross loans has grown at a 34.5% compound annual growth rate (CAGR), from $1.24B to $5.47B.
What does gross loans mean?
Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

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