What is First Bancorp's gross loans?

First Bancorp (FBNC) reported gross loans of $8.79B in Q1 2026.

How has First Bancorp's gross loans changed year-over-year?

First Bancorp's gross loans increased by 8.5% year-over-year, from $8.1B to $8.79B.

What is the long-term trend for First Bancorp's gross loans?

Over 5 years (2020 to 2025), First Bancorp's gross loans has grown at a 13.0% compound annual growth rate (CAGR), from $4.73B to $8.72B.

What does gross loans mean?

Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

First Bancorp FBNC Gross loans

Gross loans at other companies

Bank of AmericaBAC

$1.21T+8.5%

Wells Fargo & CompanyWFC

$2.81B-61.0%

Truist FinancialTFC

$329.24B—

First Commonwealth FinancialFCF

$9.3B+3.7%

First Financial BancorpFFBC

$13.49B+15.1%

WaFd, Inc.WAFD

$20.17B-4.5%

Other financials

Income statement

See full

Revenue$122.3M+15.6%

Net income$46.7M+28.2%

EPS (diluted)$1.13+28.4%

Balance sheet

See full

Cash & equivalents$598.0M-22.6%

Total debt$89.2M-16.1%

Total equity$1.7B+11.6%

Total assets$12.9B+4.1%

Cash flow

See full

Operating cash flow$61.2M+16.4%

CapEx$1.9M+673%

Free cash flow$59.3M+13.3%

Valuation

See full

Market cap$2.57B+40.7%

Enterprise value$2.06B+83.8%

P/E21.2×+0.3×

P/S6.3×+1.3×

Profitability

See full

Net margin29.8%+5.8pp

FCF margin50.6%-17.1pp

Returns & leverage

See full

Return on equity7.6%+1.5pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by First Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss.

The official record: First Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about First Bancorp's gross loans.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is First Bancorp's gross loans?: First Bancorp (FBNC) reported gross loans of $8.79B in Q1 2026.
How has First Bancorp's gross loans changed year-over-year?: First Bancorp's gross loans increased by 8.5% year-over-year, from $8.1B to $8.79B.
What is the long-term trend for First Bancorp's gross loans?: Over 5 years (2020 to 2025), First Bancorp's gross loans has grown at a 13.0% compound annual growth rate (CAGR), from $4.73B to $8.72B.
What does gross loans mean?: Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.