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Eastern Bankshares, Inc. EBC Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount)

Financing Receivable, Unamortized Loan Cost (Fee) and Purchase Premium (Discount) at other companies

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Other financials

Income statement

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Revenue$288.2M+710%
Net income$65.3M+130%
EPS (diluted)$0.29+127%

Balance sheet

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Cash & equivalents$331.6M-10.1%
Total debt$813.8M+454%
Total equity$4.3B+19.6%
Total assets$30.6B+22.6%

Cash flow

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Operating cash flow-$9.5M-120%
CapEx$3.1M+69.6%
Free cash flow-$12.5M-128%

Valuation

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Market cap$4.43B+33.8%

Profitability

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Net margin35.1%+24.6pp
FCF margin33.5%-20.7pp

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity0.2×+0.1×

Where this comes from

Reported directly by Eastern Bankshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount.

The official record: Eastern Bankshares, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Eastern Bankshares, Inc.'s financing receivable, unamortized loan cost (fee) and purchase premium (discount)?
Eastern Bankshares, Inc. (EBC) reported financing receivable, unamortized loan cost (fee) and purchase premium (discount) of -$463.95M in Q1 2026.
How has Eastern Bankshares, Inc.'s financing receivable, unamortized loan cost (fee) and purchase premium (discount) changed year-over-year?
Eastern Bankshares, Inc.'s financing receivable, unamortized loan cost (fee) and purchase premium (discount) decreased by 60.7% year-over-year, from -$288.79M to -$463.95M.
What is the long-term trend for Eastern Bankshares, Inc.'s financing receivable, unamortized loan cost (fee) and purchase premium (discount)?
Over 5 years (2020 to 2025), Eastern Bankshares, Inc.'s financing receivable, unamortized loan cost (fee) and purchase premium (discount) has grown at a 83.5% compound annual growth rate (CAGR), from -$23.54M to -$489.43M.
What does financing receivable, unamortized loan cost (fee) and purchase premium (discount) mean?
This represents the net adjustments to the carrying value of loans, including deferred loan origination fees, costs, and purchase premiums or discounts. These adjustments are amortized over the life of the loan to reflect the effective yield of the lending portfolio. It provides insight into the accounting adjustments that bridge the gap between the cash disbursed and the recorded principal balance.