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Eagle Bancorp Montana EBMT Tier 1 Well-Capitalized Requirement

Tier 1 Well-Capitalized Requirement at other companies

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Pathfinder BancorpPBHC
$79.65M-3.9%
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MainStreet Bancshares, Inc.MNSBP

Other financials

Income statement

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Net income$4.0M+23.0%

Balance sheet

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Cash & equivalents$53.7M+136%
Total debt$44.5M-24.8%
Total equity$193.0M+8.7%
Total assets$2.1B+0.2%

Cash flow

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Operating cash flow-$4.7M-351%
CapEx$461.0K-71.6%
Free cash flow-$5.2M-2,079%

Valuation

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Market cap$188.3M+43.0%
Enterprise value$179.05M+9.2%
P/E12.1×+1.7×
P/S6.2×

Profitability

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Net margin9.8%
FCF margin32.3%

Returns & leverage

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Return on equity8.4%+2.0pp
Debt / equity0.2×-0.1×

Where this comes from

Reported directly by Eagle Bancorp Montana in its filing.

Tagged under the XBRL concept us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized.

The official record: Eagle Bancorp Montana’s 10-K, filed March 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Eagle Bancorp Montana's tier 1 well-capitalized requirement?
Eagle Bancorp Montana (EBMT) reported tier 1 well-capitalized requirement of $135.42M in Q4 2025.
What is the long-term trend for Eagle Bancorp Montana's tier 1 well-capitalized requirement?
Over 2 years (2023 to 2025), Eagle Bancorp Montana's tier 1 well-capitalized requirement has grown at a 0.3% compound annual growth rate (CAGR), from $134.62M to $135.42M.
What does tier 1 well-capitalized requirement mean?
The minimum amount of Tier 1 capital required for a bank to be designated as well-capitalized under federal regulatory frameworks. Tier 1 capital represents the core equity capital that provides the highest level of loss absorption. This requirement is a critical benchmark for assessing the bank's long-term financial health and regulatory standing.