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ECB Bancorp, Inc. ECBK Proceeds (Payments) from Loan and Lease Originations and Principal Collections

Proceeds (Payments) from Loan and Lease Originations and Principal Collections at other companies

ECB Bancorp, Inc. logo
ECB Bancorp, Inc.ECBK
-$66.5M-212%
ECB Bancorp, Inc. logo
ECB Bancorp, Inc.ECBK
-$66.5M-212%
Ares Commercial Real Estate logo
Ares Commercial Real EstateACRE
$1.5M+13.6%
Starwood Property Trust logo
Starwood Property TrustSTWD
$1.09B+34.3%
BankUnited logo
BankUnitedBKU
$274.2M+663%
BankUnited logo
BankUnitedBKU
$274.2M+663%

Other financials

Income statement

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Revenue$152.0K
Net income$3.3M+126%
EPS (diluted)$0.16+129%

Balance sheet

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Cash & equivalents$2.9M-53.5%
Total debt$1.7M+41.1%
Total equity$179.9M+6.9%
Total assets$1.7B+10.3%

Cash flow

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Operating cash flow$12.0M+533%
CapEx$213.0K+326%
Free cash flow$11.8M+538%

Valuation

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Market cap$179.97M+26.3%
P/E15.8×-11.0×
P/S12.6×+2.1×

Profitability

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Net margin17.3%+0.9pp
FCF margin22.2%+5.5pp

Returns & leverage

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Return on equity6.6%+3.4pp
Debt / equity0.0×

Where this comes from

Reported directly by ECB Bancorp, Inc. in its filing.

Tagged under the XBRL concept ecbk:ProceedsPaymentsFromLoanAndLeaseOriginationsAndPrincipalCollections.

The source filing: ECB Bancorp, Inc.’s 10-K, filed March 25, 2026. Open the filing →

Filed
Mar 25, 2026, 12:00 AM EDT
Fiscal year
FY2025
Accession
0001437749-26-009778

FAQ

What is ECB Bancorp, Inc.'s proceeds (payments) from loan and lease originations and principal collections?
ECB Bancorp, Inc. (ECBK) reported proceeds (payments) from loan and lease originations and principal collections of -$66.5M in Q4 2025.
What does proceeds (payments) from loan and lease originations and principal collections mean?
The net cash flow resulting from the origination of new loans and the collection of principal payments on existing loan portfolios. This metric reflects the bank's core lending activity and its ability to recycle capital from maturing loans into new credit assets.

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