Other

Unpaid principal balance on unactive loans

Ellington Financial Inc. Unpaid principal balance on unactive loans decreased by 0.4% to $518.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 26.7%, from $409.00M to $518.00M. Over 3 years (FY 2022 to FY 2025), Unpaid principal balance on unactive loans shows an upward trend with a 24.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2022
Last reportedQ1 2026May 11, 2026

How to read this metric

An increase signals deteriorating asset quality and potential future write-offs, while a decrease indicates successful resolution or recovery.

Detailed definition

This represents the total principal balance of loans that are no longer actively accruing interest or are in a non-perfo...

Peer comparison

Standard in mortgage and loan portfolios; peers report this as Non-Performing Loans (NPL) balance.

Metric ID: other_unpaid_principal_balance_on_inactive_loans

Historical Data

11 periods
 Q4 '22Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$267.00M$290.40M$272.80M$299.60M$339.40M$388.20M$409.00M$421.40M$472.90M$520.10M$518.00M
QoQ Change+8.8%-6.1%+9.8%+13.3%+14.4%+5.4%+3.0%+12.2%+10.0%-0.4%
YoY Change+8.8%+33.7%+49.9%+40.7%+39.3%+34.0%+26.7%
Range$267.00M$520.10M
CAGR+30.4%
Avg YoY Growth+33.3%
Median YoY Growth+34.0%

Frequently Asked Questions

What is Ellington Financial Inc.'s unpaid principal balance on unactive loans?
Ellington Financial Inc. (EFC) reported unpaid principal balance on unactive loans of $518.00M in Q1 2026.
How has Ellington Financial Inc.'s unpaid principal balance on unactive loans changed year-over-year?
Ellington Financial Inc.'s unpaid principal balance on unactive loans increased by 26.7% year-over-year, from $409.00M to $518.00M.
What is the long-term trend for Ellington Financial Inc.'s unpaid principal balance on unactive loans?
Over 3 years (2022 to 2025), Ellington Financial Inc.'s unpaid principal balance on unactive loans has grown at a 24.9% compound annual growth rate (CAGR), from $267.00M to $520.10M.
What does unpaid principal balance on unactive loans mean?
The total principal amount of loans that are not currently performing or active.