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Ponce Financial Group, Inc. PDLB Financing Receivable Impaired Unpaid Principal Balance

Financing Receivable Impaired Unpaid Principal Balance at other companies

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$71.43M-31.7%
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$3.92M-60.9%
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$38.1M+27.2%
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$60.92M
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$1.06M
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$118.4M+39.0%

Other financials

Income statement

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Revenue$30.3M+23.1%
Net income$8.6M+44.7%
EPS (diluted)$0.36+44.0%

Balance sheet

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Cash & equivalents$27.4M-14.6%
Total debt$812.5M+8.0%
Total equity$551.4M+7.3%
Total assets$3.3B+6.8%

Cash flow

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Operating cash flow$13.9M+6.1%
CapEx$47.0K-69.5%
Free cash flow$13.8M+7.0%

Valuation

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Market cap$472.87M+49.4%
Enterprise value$1.26B+21.3%
P/E15.1×-6.7×
P/S4.1×+0.5×

Profitability

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Net margin27.3%+10.8pp
FCF margin48.3%+28.1pp

Returns & leverage

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Return on equity5.9%+3.0pp
Debt / equity1.5×0.0×

Where this comes from

Reported directly by Ponce Financial Group, Inc. in its filing.

Tagged under the XBRL concept pdlb:FinancingReceivableImpairedUnpaidPrincipalBalance.

The official record: Ponce Financial Group, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ponce Financial Group, Inc.'s financing receivable impaired unpaid principal balance?
Ponce Financial Group, Inc. (PDLB) reported financing receivable impaired unpaid principal balance of $19.98M in Q1 2026.
How has Ponce Financial Group, Inc.'s financing receivable impaired unpaid principal balance changed year-over-year?
Ponce Financial Group, Inc.'s financing receivable impaired unpaid principal balance decreased by 11.8% year-over-year, from $22.65M to $19.98M.
What is the long-term trend for Ponce Financial Group, Inc.'s financing receivable impaired unpaid principal balance?
Over 3 years (2022 to 2025), Ponce Financial Group, Inc.'s financing receivable impaired unpaid principal balance has grown at a 13.7% compound annual growth rate (CAGR), from $18.4M to $27.02M.
What does financing receivable impaired unpaid principal balance mean?
This metric represents the total unpaid principal balance of all loans classified as impaired. It provides a gross view of the portfolio's credit distress before accounting for any specific valuation allowances. Investors use this to gauge the total volume of loans that are not expected to be collected in full according to original contractual terms.