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Eagle Financial Services EFSI Provision (benefit) for other credit losses

Provision (benefit) for other credit losses at other companies

SB Financial Group logo
SB Financial GroupSBFG
$214K-44.7%
Independent Bank Corp logo
Independent Bank CorpINDB
$16.37M+80.6%
Equity Bancshares logo
Equity BancsharesEQBK
$5.96M+119%

Other financials

Income statement

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Revenue--100%
Net income$3.7M+154%
EPS (diluted)$0.69+145%

Balance sheet

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Cash & equivalents$189.8M-28.4%
Total debt$9.7M-72.6%
Total equity$190.3M+7.8%
Total assets$1.8B-3.5%

Cash flow

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Operating cash flow$4.3M-25.9%
CapEx$209.0K-61.1%
Free cash flow$4.1M-22.3%

Valuation

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Market cap$224.4M-0.7%
Enterprise value$44.32M
P/E11.9×

Profitability

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Net margin1,354,533.3%+1,332,318pp
FCF margin8,829.7%

Returns & leverage

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Return on equity10.3%+6.2pp
Debt / equity0.1×-0.1×

Where this comes from

Reported directly by Eagle Financial Services in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForOtherCreditLosses.

The official record: Eagle Financial Services’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Eagle Financial Services's provision (benefit) for other credit losses?
Eagle Financial Services (EFSI) reported provision (benefit) for other credit losses of $1.96M in Q1 2026.
How has Eagle Financial Services's provision (benefit) for other credit losses changed year-over-year?
Eagle Financial Services's provision (benefit) for other credit losses increased by 59.0% year-over-year, from $1.23M to $1.96M.
What is the long-term trend for Eagle Financial Services's provision (benefit) for other credit losses?
Over 2 years (2023 to 2025), Eagle Financial Services's provision (benefit) for other credit losses has grown at a 49.8% compound annual growth rate (CAGR), from $1.65M to $3.7M.
What does provision (benefit) for other credit losses mean?
This represents the periodic expense charged to the income statement to maintain the allowance for credit losses at a level management deems adequate to cover expected losses. It reflects the bank's assessment of credit risk within its loan portfolio based on current economic conditions and historical loss experience. An increase in this provision typically signals management's expectation of deteriorating credit quality.