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Everest Group EG Insurance — Incurred losses and LAE

Discontinued — last reported Q4 '25

Similar metrics at other companies

American Financial Group logo
AFGProperty and casualty insurance — Incurred Claims and Allocated LAE, Net of Reinsurance
$28.8B+653%
The Hartford Financial Services Group logo
HIGEmployee Benefits — Benefits, Losses and Loss Adjustment Expenses
$1.17B+0.2%
American Financial Group logo
AFGOther — Reserves for future policy benefits, claims and unpaid losses and LAE
$607M-0.8%
Markel logo
MKLOther — Net losses and loss adjustment expenses
$0
Old Republic International logo
ORICorporate & Other — Loss and Loss Adjustment Expenses
$800K+23.1%
LTR
LTROther property and casualty operations — Net claim and claim adjustment expenses

Other financials

Income statement

See full
Revenue$4.1B-4.6%
Net income$653.0M+211%
EPS (diluted)$16.21+231%

Balance sheet

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Cash & equivalents$1.4B-9.7%
Total debt$196.0M+55.6%
Total equity$15.3B+8.1%
Total assets$62.3B+7.2%

Cash flow

See full
Operating cash flow$649.0M-30.1%

Valuation

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Market cap$13.28B-15.4%
P/E6.5×
P/S0.8×-0.1×

Profitability

See full
Net margin11.8%

Returns & leverage

See full
Return on equity13.8%
Debt / equity0.0×

Where this comes from

Reported directly by Everest Group in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The official record: Everest Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Everest Group's insurance — incurred losses and LAE?
Everest Group (EG) reported insurance — incurred losses and LAE of $770M in Q4 2025.
How has Everest Group's insurance — incurred losses and LAE changed year-over-year?
Everest Group's insurance — incurred losses and LAE decreased by 59.0% year-over-year, from $1.88B to $770M.
What is the long-term trend for Everest Group's insurance — incurred losses and LAE?
Over 4 years (2021 to 2025), Everest Group's insurance — incurred losses and LAE has grown at a 13.3% compound annual growth rate (CAGR), from $1.85B to $3.05B.
What does insurance — incurred losses and LAE mean?
The total cost of claims and the expenses incurred to manage and settle those claims.
How do you interpret insurance — incurred losses and LAE?
Lower values relative to earned premiums indicate better underwriting performance and risk selection.
How does insurance — incurred losses and LAE compare across companies?
Standard industry metric for 'Incurred Losses and LAE' used to calculate the loss ratio.