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Employers Holdings EIG LPT - loss expense as a percentange of losses paid, for management of LPT claims

LPT - loss expense as a percentange of losses paid, for management of LPT claims at other companies

Selective Insurance Group logo
Selective Insurance GroupSIGI
69.2%-4.7pp
The Hartford Financial Services Group logo
The Hartford Financial Services GroupHIG
$1.97B+6.0%
American Financial Group logo
American Financial GroupAFG
$906M-6.1%
Horace Mann Educators logo
Horace Mann EducatorsHMN
$0
Horace Mann Educators logo
Horace Mann EducatorsHMN
$0
Old Republic International logo
Old Republic InternationalORI
$800K+23.1%

Other financials

Income statement

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Revenue$207.6M+2.5%
Net income$10.2M-20.3%
EPS (diluted)$0.520.0%

Balance sheet

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Cash & equivalents$153.1M+52.5%
Total debt$128.8M+3,289%
Total equity$866.5M-19.4%
Total assets$3.4B-3.4%

Cash flow

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Operating cash flow$2.2M-84.9%
CapEx$900.0K+80.0%
Free cash flow$1.3M-90.8%

Valuation

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Market cap$890.44M-20.9%
Enterprise value$866.14M-15.8%
P/E20.1×+9.1×
P/S-0.3×

Profitability

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Net margin6.9%-8.4pp
FCF margin3.8%-6.8pp

Returns & leverage

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Return on equity5.9%
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Employers Holdings in its filing.

Tagged under the XBRL concept eig:LptAgreementPercentangeOfLossExpenseToTotalLosses.

The official record: Employers Holdings’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Employers Holdings's LPT - loss expense as a percentange of losses paid, for management of LPT claims?
Employers Holdings (EIG) reported LPT - loss expense as a percentange of losses paid, for management of LPT claims of 7% in Q4 2025.
How has Employers Holdings's LPT - loss expense as a percentange of losses paid, for management of LPT claims changed year-over-year?
Employers Holdings's LPT - loss expense as a percentange of losses paid, for management of LPT claims decreased by 0.0% year-over-year, from 7% to 7%.
What does LPT - loss expense as a percentange of losses paid, for management of LPT claims mean?
The ratio of loss adjustment expenses to total losses paid specifically related to Loss Portfolio Transfer (LPT) agreements. It measures the operational efficiency and cost-effectiveness of managing claims transferred under legacy reinsurance arrangements.