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Enova International ENVA Q1 2025 earnings

Reported April 29, 2025 · After market close

Revenue$745.5MBeat by $11.4M
EPS$2.98Beat by $0.21
Revenue estimate$734.1M
EPS estimate$2.77

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$1.0B
EPS estimate$4.46

Financials

Q1 2025

Income statement

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Revenue$745.5M+22.2%
Gross profit$426.2M+23.2%
Operating income$171.9M+31.4%
Net income$72.9M+50.6%
EPS (diluted)$2.69+64.0%

Balance sheet

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Cash & equivalents$55.5M-27.4%
Total debt$3.8B+23.5%
Total equity$1.2B+4.0%
Total assets$5.5B+17.7%

Cash flow

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Operating cash flow$391.1M+12.2%
CapEx$12.9M+14.7%
Free cash flow$378.3M+12.1%

Valuation & ratios

Valuation

as of 03/31/25
See full
Market cap$2.49B+40.7%
Enterprise value$6.22B+30.7%
P/E10.6×+0.4×
P/S0.9×+0.1×

Profitability

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Gross margin57.6%+0.2pp
Operating margin22.4%+2.6pp
Net margin8.4%+0.7pp
FCF margin55%+2.1pp

Returns & leverage

See full
Return on equity19.9%+5.4pp
Debt / equity3.2×+0.5×

FAQ

When did Enova International report Q1 2025 earnings?
Enova International (ENVA) reported Q1 2025 earnings on April 29, 2025 after market close.
What were Enova International's Q1 2025 revenue and EPS?
Enova International reported revenue of $745.5M and eps of $2.98 for Q1 2025.
Did Enova International beat estimates in Q1 2025?
Revenue beat the consensus estimate of $734.1M by $11.4M. EPS beat the consensus estimate of $2.77 by $0.21.
Where can I find Enova International's Q1 2025 SEC filings?
You can read the 8-K earnings release (0000950170-25-060152) and the 10-Q periodic report (0000950170-25-060339) directly on SEC EDGAR. The filing index links above go to sec.gov.