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Enova International ENVA Compensation and benefits

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Other financials

Income statement

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Revenue$928.9M+21.6%
Gross profit$568.1M+28.7%
Operating income$237.1M+28.8%
Net income$105.1M+38.0%
EPS (diluted)$4.00+39.9%

Balance sheet

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Cash & equivalents$122.2M+120%
Total debt$5.0B+26.3%
Total equity$1.5B+21.8%
Total assets$7.2B+26.2%

Cash flow

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Operating cash flow$544.0M+21.6%
CapEx$12.6M+12.4%
Free cash flow$531.4M+21.8%

Valuation

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Market cap$6.37B+144%
Enterprise value$11.3B+72.5%
P/E17.9×+7.7×
P/S1.9×+1.0×

Profitability

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Gross margin59.8%+2.4pp
Operating margin24%+1.3pp
Net margin10.3%+1.6pp
FCF margin56.7%+1.3pp

Returns & leverage

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Return on equity26.1%+4.5pp
Debt / equity3.4×+0.1×

Where this comes from

Reported directly by Enova International in its filing.

Tagged under the XBRL concept us-gaap:ShareBasedCompensation.

The source filing: Enova International’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 5:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-314590
Line itemSix Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Depreciation and amortization17,32720,409
Amortization of deferred loan costs and debt discount8,6057,970
Change in fair value of loans and finance receivables703,086638,036
Stock-based compensation expense17,45616,042
Loss on early extinguishment of debt1,019
Operating leases, net710909
Deferred income taxes, net48,36117,333
Changes in operating assets and liabilities:

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Enova International's compensation and benefits?
Enova International (ENVA) reported compensation and benefits of $8.75M in Q2 2026.
How has Enova International's compensation and benefits changed year-over-year?
Enova International's compensation and benefits increased by 7.9% year-over-year, from $8.11M to $8.75M.
What does compensation and benefits mean?
Total employee-related costs including salaries, wages, bonuses, commissions, stock-based compensation, health insurance, retirement contributions, and payroll taxes.

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