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Enova International ENVA EBITDA

EBITDA at other companies

Credit Acceptance logo
Credit AcceptanceCACC
$284.1M+10.3%
Nelnet logo
NelnetNNI
$206.41M-18.9%
FCF
FirstCash HoldingsFCFS
——

Other financials

Income statement

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Revenue$875.1M+17.4%
Gross profit$529.0M+24.1%
Operating income$207.1M+20.5%
Net income$91.1M+24.9%
EPS (diluted)$3.46+28.6%

Balance sheet

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Cash & equivalents$96.1M+73.2%
Total debt$4.9B+28.4%
Total equity$1.4B+17.1%
Total assets$6.9B+26.0%

Cash flow

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Operating cash flow$474.5M+21.3%
CapEx$10.8M-16.5%
Free cash flow$463.8M+22.6%

Valuation

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Market cap$5.04B+36.4%

Profitability

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Gross margin58.9%+1.3pp
Operating margin23.6%+1.2pp
Net margin10%+1.6pp
FCF margin56.6%+1.6pp

Returns & leverage

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Return on equity25.1%+5.2pp
Debt / equity3.5×+0.3×

Where this comes from

Calculated from Enova International’s reported figures.

$207.1Mebit+
$8.9MDepreciation Depletion & Amortization
=$216.02M

The official record: Enova International’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Enova International's EBITDA?
Enova International (ENVA) reported EBITDA of $216.02M in Q1 2026.
How has Enova International's EBITDA changed year-over-year?
Enova International's EBITDA increased by 18.7% year-over-year, from $181.97M to $216.02M.
What is the long-term trend for Enova International's EBITDA?
Over 4 years (2021 to 2025), Enova International's EBITDA has grown at a 14.9% compound annual growth rate (CAGR), from $448.44M to $781.26M.
What does EBITDA mean?
Earnings before interest, taxes, depreciation, and amortization — EBIT plus the D&A add-back from the cash-flow statement (EBITDA = EBIT + D&A). A proxy for cash earnings that strips out financing, tax, and non-cash charges.