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$93.46M0.0%
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NavientNAVI
$430M-1.4%

Other financials

Income statement

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Revenue$928.9M+21.6%
Gross profit$568.1M+28.7%
Operating income$237.1M+28.8%
Net income$105.1M+38.0%
EPS (diluted)$4.00+39.9%

Balance sheet

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Cash & equivalents$122.2M+120%
Total debt$5.0B+26.3%
Total equity$1.5B+21.8%
Total assets$7.2B+26.2%

Cash flow

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Operating cash flow$544.0M+21.6%
CapEx$12.6M+12.4%
Free cash flow$531.4M+21.8%

Valuation

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Market cap$6.37B+144%
Enterprise value$11.3B+72.5%
P/E17.9×+7.7×
P/S1.9×+1.0×

Profitability

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Gross margin59.8%+2.4pp
Operating margin24%+1.3pp
Net margin10.3%+1.6pp
FCF margin56.7%+1.3pp

Returns & leverage

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Return on equity26.1%+4.5pp
Debt / equity3.4×+0.1×

Where this comes from

Reported directly by Enova International in its filing.

Tagged under the XBRL concept us-gaap:Goodwill.

The source filing: Enova International’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 5:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-314590
Line itemJune 30, 2026June 30, 2025December 31, 2025
Other receivables and prepaid expenses(1)81,22578,04580,870
Property and equipment, net140,251127,686132,566
Operating lease right-of-use assets15,35217,78116,549
Goodwill279,275279,275279,275
Intangible assets, net2,1516,9233,660
Other assets(1)33,90726,69935,204
Total assets$7,222,182$5,724,753$6,468,432
Liabilities and Stockholders’ Equity

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Enova International's goodwill?
Enova International (ENVA) reported goodwill of $279.28M in Q2 2026.
How has Enova International's goodwill changed year-over-year?
Enova International's goodwill decreased by 0.0% year-over-year, from $279.28M to $279.28M.
What is the long-term trend for Enova International's goodwill?
Over 5 years (2020 to 2025), Enova International's goodwill has grown at a 0.8% compound annual growth rate (CAGR), from $267.97M to $279.28M.
What does goodwill mean?
The excess of acquisition cost over the fair value of net identifiable assets acquired — representing brand value, customer relationships, and synergies from past M&A.

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