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Enova International ENVA Loans And Financing Receivables Originated Or Acquired

Loans And Financing Receivables Originated Or Acquired at other companies

SLM logo
SLMSLM
$2.8B+0.7%
Paccar logo
PaccarPCAR
$3.84B-20.0%
Paccar logo
PaccarPCAR
$382.5M-3.6%
Washington Trust Bancorp logo
Washington Trust BancorpWASH
$11.3M-1.7%
Paccar logo
PaccarPCAR
$2.57B-13.7%
Paccar logo
PaccarPCAR
$204.45M

Other financials

Income statement

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Revenue$928.9M+21.6%
Gross profit$568.1M+28.7%
Operating income$237.1M+28.8%
Net income$105.1M+38.0%
EPS (diluted)$4.00+39.9%

Balance sheet

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Cash & equivalents$122.2M+120%
Total debt$5.0B+26.3%
Total equity$1.5B+21.8%
Total assets$7.2B+26.2%

Cash flow

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Operating cash flow$544.0M+21.6%
CapEx$12.6M+12.4%
Free cash flow$531.4M+21.8%

Valuation

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Market cap$6.37B+144%
Enterprise value$11.3B+72.5%
P/E17.9×+7.7×
P/S1.9×+1.0×

Profitability

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Gross margin59.8%+2.4pp
Operating margin24%+1.3pp
Net margin10.3%+1.6pp
FCF margin56.7%+1.3pp

Returns & leverage

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Return on equity26.1%+4.5pp
Debt / equity3.4×+0.1×

Where this comes from

Reported directly by Enova International in its filing.

Tagged under the XBRL concept enva:LoansAndFinancingReceivablesOriginatedOrAcquired.

The source filing: Enova International’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 5:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-314590
Line itemSix Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Current income taxes28,92224,647
Net cash provided by operating activities1,018,574838,508
Cash Flows from Investing Activities
Loans and finance receivables originated or acquired(4,292,884)(3,260,806)
Loans and finance receivables repaid2,904,9112,247,079
Capitalization of software development costs and purchases of fixed assets(23,365)(24,099)
Net cash used in investing activities(1,411,338)(1,037,826)
Cash Flows from Financing Activities

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Enova International's loans and financing receivables originated or acquired?
Enova International (ENVA) reported loans and financing receivables originated or acquired of $2.14B in Q2 2026.
How has Enova International's loans and financing receivables originated or acquired changed year-over-year?
Enova International's loans and financing receivables originated or acquired increased by 29.0% year-over-year, from $1.66B to $2.14B.
What is the long-term trend for Enova International's loans and financing receivables originated or acquired?
Over 4 years (2021 to 2025), Enova International's loans and financing receivables originated or acquired has grown at a 26.4% compound annual growth rate (CAGR), from $2.81B to $7.17B.
What does loans and financing receivables originated or acquired mean?
Represents the total principal amount of new loans issued or financing receivables acquired during the period. This is a primary indicator of business growth and the company's appetite for expanding its credit portfolio.

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