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Enova International ENVA Net Change in Cash

Net Change in Cash at other companies

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$6.66M+168%
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$288.4M+8.9%

Other financials

Income statement

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Revenue$928.9M+21.6%
Gross profit$568.1M+28.7%
Operating income$237.1M+28.8%
Net income$105.1M+38.0%
EPS (diluted)$4.00+39.9%

Balance sheet

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Cash & equivalents$122.2M+120%
Total debt$5.0B+26.3%
Total equity$1.5B+21.8%
Total assets$7.2B+26.2%

Cash flow

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Operating cash flow$544.0M+21.6%
CapEx$12.6M+12.4%
Free cash flow$531.4M+21.8%

Valuation

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Market cap$6.37B+144%
Enterprise value$11.3B+72.5%
P/E17.9×+7.7×
P/S1.9×+1.0×

Profitability

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Gross margin59.8%+2.4pp
Operating margin24%+1.3pp
Net margin10.3%+1.6pp
FCF margin56.7%+1.3pp

Returns & leverage

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Return on equity26.1%+4.5pp
Debt / equity3.4×+0.1×

Where this comes from

Reported directly by Enova International in its filing.

Tagged under the XBRL concept us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect.

The source filing: Enova International’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 5:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-314590
Line itemSix Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Treasury shares purchased(59,370)(140,859)
Net cash provided by financing activities450,410255,953
Effect of exchange rates on cash, cash equivalents and restricted cash(297)140
Net increase in cash, cash equivalents and restricted cash57,34956,775
Cash, cash equivalents and restricted cash at beginning of year407,863322,668
Cash, cash equivalents and restricted cash at end of period$465,212$379,443
Supplemental Disclosures
Non-cash renewal of loans and finance receivables$262,926$243,457

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Enova International's net change in cash?
Enova International (ENVA) reported net change in cash of $43.86M in Q2 2026.
How has Enova International's net change in cash changed year-over-year?
Enova International's net change in cash decreased by 35.1% year-over-year, from $67.59M to $43.86M.
What does net change in cash mean?
Total increase or decrease in cash during the period — the sum of operating, investing, financing cash flows plus FX effects.

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