What is Enova International's net debt?

Enova International (ENVA) reported net debt of $4.77B in Q1 2026.

How has Enova International's net debt changed year-over-year?

Enova International's net debt increased by 27.7% year-over-year, from $3.73B to $4.77B.

What is the long-term trend for Enova International's net debt?

Over 5 years (2020 to 2025), Enova International's net debt has grown at a 44.1% compound annual growth rate (CAGR), from $717.14M to $4.46B.

What does net debt mean?

Total debt minus cash and equivalents at the quarter end. The debt that would remain if the company used all its cash to pay down borrowings.

Enova International ENVA Net debt

Discontinued — last reported Q1 '26

Net debt at other companies

SeaboardSEB

2×-0.4×

Sabra HealthcareSBRA

-0.2×-0.3×

TDS

Telephone and Data SystemsTDS

-0.2×-25.0×

Liberty GlobalLBTYB

8.1×-1.0×

Mirion TechnologiesMIR

0.4×-2.5×

CleanSparkCLSK

-21.7×—

Other financials

Income statement

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Revenue$875.1M+17.4%

Gross profit$529.0M+24.1%

Operating income$207.1M+20.5%

Net income$91.1M+24.9%

EPS (diluted)$3.46+28.6%

Balance sheet

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Cash & equivalents$96.1M+73.2%

Total debt$4.9B+28.4%

Total equity$1.4B+17.1%

Total assets$6.9B+26.0%

Cash flow

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Operating cash flow$474.5M+21.3%

CapEx$10.8M-16.5%

Free cash flow$463.8M+22.6%

Valuation

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Market cap$5.04B+36.4%

Profitability

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Gross margin58.9%+1.3pp

Operating margin23.6%+1.2pp

Net margin10%+1.6pp

FCF margin56.6%+1.6pp

Returns & leverage

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Return on equity25.1%+5.2pp

Debt / equity3.5×+0.3×

Where this comes from

Calculated from Enova International’s reported figures.

$4.9Btotal debt−$96.1Mcash and equivalents=$4.77B

The official record: Enova International’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Enova International's net debt?: Enova International (ENVA) reported net debt of $4.77B in Q1 2026.
How has Enova International's net debt changed year-over-year?: Enova International's net debt increased by 27.7% year-over-year, from $3.73B to $4.77B.
What is the long-term trend for Enova International's net debt?: Over 5 years (2020 to 2025), Enova International's net debt has grown at a 44.1% compound annual growth rate (CAGR), from $717.14M to $4.46B.
What does net debt mean?: Total debt minus cash and equivalents at the quarter end. The debt that would remain if the company used all its cash to pay down borrowings.