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Enova International ENVA Change In Fair Value

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Other financials

Income statement

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Revenue$875.1M+17.4%
Gross profit$529.0M+24.1%
Operating income$207.1M+20.5%
Net income$91.1M+24.9%
EPS (diluted)$3.46+28.6%

Balance sheet

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Cash & equivalents$96.1M+73.2%
Total debt$4.9B+28.4%
Total equity$1.4B+17.1%
Total assets$6.9B+26.0%

Cash flow

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Operating cash flow$474.5M+21.3%
CapEx$10.8M-16.5%
Free cash flow$463.8M+22.6%

Valuation

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Market cap$5.04B+36.4%
Enterprise value$9.81B+31.2%
P/E15.4×-0.4×
P/S1.5×+0.2×

Profitability

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Gross margin58.9%+1.3pp
Operating margin23.6%+1.2pp
Net margin10%+1.6pp
FCF margin56.6%+1.6pp

Returns & leverage

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Return on equity25.1%+5.2pp
Debt / equity3.5×+0.3×

Where this comes from

Reported directly by Enova International in its filing.

Tagged under the XBRL concept enva:ChangeInFairValue.

The official record: Enova International’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Enova International's change in fair value?
Enova International (ENVA) reported change in fair value of $346.18M in Q1 2026.
How has Enova International's change in fair value changed year-over-year?
Enova International's change in fair value increased by 8.4% year-over-year, from $319.36M to $346.18M.
What is the long-term trend for Enova International's change in fair value?
Over 4 years (2021 to 2025), Enova International's change in fair value has grown at a 63.8% compound annual growth rate (CAGR), from $183.67M to $1.32B.
What does change in fair value mean?
This metric represents the periodic adjustment to the carrying value of financial assets or liabilities measured at fair value through the income statement. It reflects unrealized gains or losses resulting from changes in market conditions, credit risk, or valuation models applied to the company's loan portfolios or financial instruments. Monitoring this figure is essential for understanding the volatility of the company's balance sheet and the underlying credit quality of its lending products.