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Enova International ENVA Return on invested capital

Return on invested capital at other companies

SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
20.5%-1.8pp
Capital One Financial logo
Capital One FinancialCOF
24.3%-4.8pp
East-West Bancorp logo
East-West BancorpEWBC
58%-12.1pp
Nelnet logo
NelnetNNI
7%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
20.5%-0.7pp
FCF
FirstCash HoldingsFCFS
11%+1.6pp

Other financials

Income statement

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Revenue$875.1M+17.4%
Gross profit$529.0M+24.1%
Operating income$207.1M+20.5%
Net income$91.1M+24.9%
EPS (diluted)$3.46+28.6%

Balance sheet

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Cash & equivalents$96.1M+73.2%
Total debt$4.9B+28.4%
Total equity$1.4B+17.1%
Total assets$6.9B+26.0%

Cash flow

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Operating cash flow$474.5M+21.3%
CapEx$10.8M-16.5%
Free cash flow$463.8M+22.6%

Valuation

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Market cap$5.04B+36.4%
Enterprise value$9.81B+31.2%
P/E15.4×-0.4×
P/S1.5×+0.2×

Profitability

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Gross margin58.9%+1.3pp
Operating margin23.6%+1.2pp
Net margin10%+1.6pp
FCF margin56.6%+1.6pp

Returns & leverage

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Return on equity25.1%+5.2pp
Debt / equity3.5×+0.3×

Where this comes from

Calculated from Enova International’s reported figures.

Based on trailing twelve months.

The official record: Enova International’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Enova International's return on invested capital?
Enova International (ENVA) reported return on invested capital of 10.8% in Q1 2026.
How has Enova International's return on invested capital changed year-over-year?
Enova International's return on invested capital decreased by 0.7% year-over-year, from 10.9% to 10.8%.
What is the long-term trend for Enova International's return on invested capital?
Over 5 years (2020 to 2025), Enova International's return on invested capital has grown at a -12.2% compound annual growth rate (CAGR), from 20.7% to 10.8%.
What does return on invested capital mean?
Net operating profit after tax (operating income taxed at the effective rate) divided by average invested capital (debt plus equity minus cash). Measures the after-tax return on all capital put to work in the business, independent of capital structure.