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Other financials

Income statement

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Revenue$928.9M+21.6%
Gross profit$568.1M+28.7%
Operating income$237.1M+28.8%
Net income$105.1M+38.0%
EPS (diluted)$4.00+39.9%

Balance sheet

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Cash & equivalents$122.2M+120%
Total debt$5.0B+26.3%
Total equity$1.5B+21.8%
Total assets$7.2B+26.2%

Cash flow

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Operating cash flow$544.0M+21.6%
CapEx$12.6M+12.4%
Free cash flow$531.4M+21.8%

Valuation

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Market cap$6.37B+144%
Enterprise value$11.3B+72.5%
P/E17.9×+7.7×
P/S1.9×+1.0×

Profitability

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Gross margin59.8%+2.4pp
Operating margin24%+1.3pp
Net margin10.3%+1.6pp
FCF margin56.7%+1.3pp

Returns & leverage

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Return on equity26.1%+4.5pp
Debt / equity3.4×+0.1×

Where this comes from

Reported directly by Enova International in its filing.

Tagged under the XBRL concept us-gaap:PaymentsForRepurchaseOfCommonStock.

The source filing: Enova International’s 10-Q, filed July 23, 2026.

Filed
Jul 23, 2026, 5:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-314590
Line itemSix Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Debt issuance costs paid(2,981)(6,173)
Debt prepayment penalty paid(563)
Proceeds from exercise of stock options3,1112,616
Treasury shares purchased(59,370)(140,859)
Net cash provided by financing activities450,410255,953
Effect of exchange rates on cash, cash equivalents and restricted cash(297)140
Net increase in cash, cash equivalents and restricted cash57,34956,775
Cash, cash equivalents and restricted cash at beginning of year407,863322,668

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Enova International's share buybacks?
Enova International (ENVA) reported share buybacks of $19.78M in Q2 2026.
How has Enova International's share buybacks changed year-over-year?
Enova International's share buybacks decreased by 64.2% year-over-year, from $55.32M to $19.78M.
What is the long-term trend for Enova International's share buybacks?
Over 4 years (2021 to 2025), Enova International's share buybacks has grown at a 16.5% compound annual growth rate (CAGR), from $116.66M to $214.59M.
What does share buybacks mean?
Cash used to buy back the company's own shares on the open market or through structured programs, reducing shares outstanding.

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