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EPAM Systems EPAM Provision for Credit Losses

Provision for Credit Losses at other companies

Insight Enterprises logo
Insight EnterprisesNSIT
$3.43M-6.5%
Exponent logo
ExponentEXPO
$268K+4.7%
Innodata logo
InnodataINOD
$27K-79.5%

Other financials

Income statement

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Revenue$1.4B+7.6%
Gross profit$388.0M+11.0%
Operating income$116.8M+17.6%
Net income$82.5M+12.3%
EPS (diluted)$1.52+18.8%

Balance sheet

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Cash & equivalents$1.0B-11.5%
Total debt$287.9M+82.1%
Total equity$3.4B-5.8%
Total assets$4.7B-0.4%

Cash flow

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Operating cash flow-$36.4M-250%
CapEx$17.9M+91.4%
Free cash flow-$54.2M-466%

Valuation

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Market cap$4.02B-23.7%

Profitability

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Gross margin29%-1.2pp
Operating margin9.7%-1.3pp
Net margin7%-1.5pp
FCF margin9.8%+1.2pp

Returns & leverage

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Return on equity10.9%-0.6pp
Debt / equity0.1×0.0×
Current ratio2.7×-0.4×

Where this comes from

Reported directly by EPAM Systems in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForDoubtfulAccounts.

The official record: EPAM Systems’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is EPAM Systems's provision for credit losses?
EPAM Systems (EPAM) reported provision for credit losses of -$593K in Q1 2026.
How has EPAM Systems's provision for credit losses changed year-over-year?
EPAM Systems's provision for credit losses decreased by 172.0% year-over-year, from -$218K to -$593K.
What is the long-term trend for EPAM Systems's provision for credit losses?
Over 3 years (2022 to 2025), EPAM Systems's provision for credit losses has grown at a -48.0% compound annual growth rate (CAGR), from $12.89M to $1.81M.
What does provision for credit losses mean?
Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.