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Innodata INOD Provision for Credit Losses

Provision for Credit Losses at other companies

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GenpactG
$4.72M-35.3%
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Insight EnterprisesNSIT
$3.43M-6.5%
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EPAM SystemsEPAM
-$593K-172%
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TD SYNNEXSNX
$6.83M+7.3%
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The Trade DeskTTD

Other financials

Income statement

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Revenue$90.1M+54.4%
Net income$14.9M+91.3%
EPS (diluted)$0.42+90.9%

Balance sheet

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Cash & equivalents$117.4M+108%
Total debt$4.1M-7.8%
Total equity$128.3M+69.9%
Total assets$210.4M+68.0%

Cash flow

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Operating cash flow$37.3M+245%
CapEx$2.4M+3.0%
Free cash flow$34.8M+313%

Valuation

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Market cap$2.84B+12.1%
Enterprise value$2.73B+6.9%
P/E72.3×+0.8×
P/S10×-2.5×

Profitability

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Operating margin-8.4%
Net margin13.9%-3.7pp
FCF margin21.9%

Returns & leverage

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Return on equity38.6%-30.2pp
Debt / equity0.0×
Current ratio2.5×+0.1×

Where this comes from

Reported directly by Innodata in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLossesExpensed.

The official record: Innodata’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Innodata's provision for credit losses?
Innodata (INOD) reported provision for credit losses of $27K in Q4 2025.
How has Innodata's provision for credit losses changed year-over-year?
Innodata's provision for credit losses decreased by 79.5% year-over-year, from $131.75K to $27K.
What is the long-term trend for Innodata's provision for credit losses?
Over 3 years (2022 to 2025), Innodata's provision for credit losses has grown at a -39.2% compound annual growth rate (CAGR), from $480K to $108K.
What does provision for credit losses mean?
Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.