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Equity Bancshares EQBK Business Segments — Free Nationwide ATM Cost

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DAVEMembers Usage Of Out Of Network — Atm Related Fees
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NBHCAtm Interchange And Credit Card Expenses
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MPBATM/card processing
$757K+3.3%

Other financials

Income statement

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Revenue$83.2M+37.2%
Net income$17.0M+12.8%
EPS (diluted)$0.80-5.9%

Balance sheet

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Cash & equivalents$564.2M+30.8%
Total debt$6.1M+77.0%
Total equity$817.6M+32.4%
Total assets$7.7B+40.8%

Cash flow

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Operating cash flow$15.3M-29.3%
CapEx$3.8M+159%
Free cash flow$11.5M-43.0%

Valuation

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Market cap$986.63M+47.5%
Enterprise value$428.61M+77.4%
P/E40×+29.5×
P/S4.2×+1.3×

Profitability

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Net margin10.6%-17.1pp
FCF margin36.1%+3.1pp

Returns & leverage

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Return on equity3.4%-8.4pp
Debt / equity0.0×

Where this comes from

Reported directly by Equity Bancshares in its filing.

Tagged under the XBRL concept eqbk:FreeNationwideATMCost.

The official record: Equity Bancshares’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Equity Bancshares's business segments — free nationwide ATM cost?
Equity Bancshares (EQBK) reported business segments — free nationwide ATM cost of $566K in Q1 2026.
How has Equity Bancshares's business segments — free nationwide ATM cost changed year-over-year?
Equity Bancshares's business segments — free nationwide ATM cost increased by 10.3% year-over-year, from $513K to $566K.
What is the long-term trend for Equity Bancshares's business segments — free nationwide ATM cost?
Over 3 years (2022 to 2025), Equity Bancshares's business segments — free nationwide ATM cost has grown at a 1.6% compound annual growth rate (CAGR), from $2.1M to $2.2M.
What does business segments — free nationwide ATM cost mean?
Represents the fees paid to third-party networks or ATM operators to provide customers with surcharge-free access to cash. This expense is a strategic investment in customer convenience and service accessibility, impacting the bank's overall non-interest expense.